Six Short Months from Now,You Could Be Living Your Dream Life Overseas…

Please Join Us for a 72-Hour, Insider's Tour of Destinations Where You Can Live in Pampered Luxury for $2,100 a Month… Reduce Your Tax Burden… Own World-Class Property at 30 Cents on the Dollar… and, Simply Put, Make Your International Living Dreams Come True…

International Living's
Live Overseas Conference

November 29th - December 2nd, 2005
(December 3rd – Special Bonus: Your Own Second Home In The Sun Expo Day)

Bahia Mar Beach Resort
Fort Lauderdale, Florida

Dear International Living Reader,

Imagine lounging on your deck, a cocktail in hand, the quiet turquoise waters of the Caribbean spread out before you…

Or picture yourself relaxing in a flower-filled courtyard where lavender bougainvillea tumbles over stucco walls, and the sweet perfume of frangipani fills the air at dusk… Maybe you dream, instead, of a mountain retreat where the air is crisp, and you live amidst expansive, snow-capped peaks…

Or perhaps it's an elegant pied-à-terre you envision… an apartment with 20-foot ceilings and crown molding, where geraniums fill your window boxes and your days and evenings are busy with the cosmopolitan pleasures of big-city living…

Whatever your dream, I guarantee it: In the world's best havens, it can be yours… for pennies on the dollar.

In destinations like Panama, Nicaragua, Mexico, Honduras, France, Italy, Spain, New Zealand, Thailand, Argentina, Uruguay, Belize, Ecuador, Croatia, and beyond, you really can enjoy "The Good Life" -- less stress, more freedom, and better living. And more often than not, it'll cost you a fraction of what you pay to live back home.

Get the Inside Scoop from Expats Already Living Overseas…Doing What You're Dreaming You’d Like To Do, Too

I'd like to invite you to join me in Fort Lauderdale, November 29-December 3, 2005, for a whirlwind tour of the best opportunities for living, retiring, buying real estate, and starting a business in the world right now…plus tips, advice, and recommendations for how, exactly, how you can take advantage of them.

Over four power-packed days at our Live Overseas Conference, you'll pick up more insider intelligence and on-the-ground know-how than you ever could in a year spent researching on your own.

That's because we invite not only institutional experts -- like offshore experts, real estate agents and developers, and well-respected authorities on taxation, privacy, banking, and international law -- but also our own editorial staff and contributors and colleagues worldwide…plus the directors of our local offices.

As I said, these people are running businesses… building houses… enjoying a comfortable (and affordable) retirement… buying property in the world's best havens… They’re opening bank accounts, shipping their household goods, shopping for cars and appliances, arranging for broadband internet and cable TV, considering their health insurance options, paying their bills, managing their finances… Many have reinvented themselves in their new lives abroad. You’ll hear how they’re now able to follow the dreams they may have put aside for decades. They’re learning new languages…opening new businesses…taking up fishing, painting, wine-making…

You'll not only benefit from their formal presentations, but you'll have a chance to meet with all our experts and expats casually, have a drink at the bar -- and "pick their brains" as it were.

This one-on-one, personal contact offers you invaluable networking opportunities and a chance to really get "the inside scoop" about everything from renovating a home… to shopping for groceries… from finding quality medical care… to getting young kids educated in a foreign land.

The Ideal Way to Focus Your Search for the Destination That's Right for You

We like to think of this program as a 72-hour insider's tour of the world's best destinations. It's the perfect way for you to focus your search for the place that's right for you and for the opportunities that best match your needs. You'll come away with…

• Our proven checklist to help you prioritize what it is you're really looking for. Beachside retreat... mountain hideaway... big-city apartment... quiet farmhouse... we'll help you define your wants and needs, and we'll tell you the countries where you'll find the best quality and values on everything from real estate to groceries.

• A plain-English interpretation of property laws around the world. Far from straightforward, property laws are in some places open to creative interpretation… in others very cut and dry. Find out, in easy-to-understand terms, what you should do to stay out of trouble and protect your investment.

• Ten things you should consider before you move overseas -- surefire ways to save yourself time, money, and hours of frustration later on....

• How to make money from the world’s most undervalued real estate … and the top destinations right now for international property investment. Find out about emerging markets where you can buy property today and resell it within months for profits... where to find raw land likely to appreciate many times over in the coming years...and where to buy rental property that more than pays for itself...

• How to reduce your tax burden and keep more of your hard-earned money. You cannot evade taxes. And you cannot eliminate them altogether. But you can preserve more of your wealth for generations to come. Find out what basic building blocks you need to construct your own offshore presence. Our experts will outline the steps you need to take and the pitfalls you’ll want to avoid.

• Where to find the most profitable business opportunities overseas. From a country where an investment in tourism gets you 10 years tax-free… to a nation where you could make 15-20% per annum on forestry projects...we'll tell you about the best places to launch a business overseas... and give you on-the-ground insights about what works... and what doesn't.

Where You Can Live Better for Less… Diversify Your Portfolio… and Enjoy More Freedom, Safety, and Privacy…

Whether you're looking for a place to reinvent yourself... a retreat you can enjoy a month or two a year... or a destination where you can put down full-time roots... you'll be pleased with what you discover this November. You'll learn about --

• A glorious retreat just a couple of hours from the States where the weather lingers near 68 degrees Fahrenheit year-round, which means you can play golf January through December. Stores like Costco, Home Depot, and Wal-Mart stock familiar items at reasonable prices. Medical care is excellent… and a full check-up will run you just $30. Crime is nearly unheard of. And the pace of life is slow and gentle. For $120,000 you can enjoy a bright, two-bedroom house with a blossom-filled patio. tio.

• The country with the world’s best retirement program, which grants 25% off airfares… 15% off doctors' visits… discounts on groceries, and more. Not only that, but you needn’t even be retired. If you’re between 18 and 78, you can qualify… and you only need live there four months a year.

• The nation where you can wake up each morning to a warm croissant and a cup of frothy hot coffee... purchase rich creamy brie fresh from the farm... see the world's greatest masterpieces displayed in a King's palace... shop for a Hermes scarf… and stop for fresh-cut flowers on your way home… all in the same day. Yet here in Europe 's most touristed country, you can still find a pied-a-terre in the city for $166,000.

• The best place in Latin America to run a tourist-related business. If yours qualifies, you pay no income taxes for up to 10 years, no property taxes for up to 10 years, and you can bring in (or buy locally) all the supplies you need, from furniture and boats to linens and cash registers, tax-free. Depending on the type of project, you can qualify with an investment of as little as $30,000.

• • An extraordinarily affordable, friendly, and beautiful community in South America where the weather is near-perfect year-round. Nestled in a green valley, you can pick up a 5-bedroom house on two-and-a-half irrigated acres planted with fruit trees. Here the mountain and valley views are stunning.

• • Listed by Conde Nast as one of the world's top ten most beautiful islands, this gem of a European retreat is surrounded by sapphire waters and gets 2,700 hours of sunshine per year. Here lavender and wild flowers bloom with abandon, and clutches of quaint towns and villages dot the landscape. A home in need of restoration sells for $50,000 to $125,000.

• And much, much more...

72 Hours from Dream to Reality

I encourage you to come to this conference with your idea of the perfect locale in mind -- that mythic haven you muse about -- and let our speakers help you match that dream to a place that really exists.

Many of our contributing editors and in-country representatives will be on hand in Fort Lauderdale, among them Mandy Fairthcloth and Brandon Clogston in town from Panama, Amber Garrison from France, Dan Prescher and Suzan Haskins from Mexico, Gail Geerling from Nicaragua, Lee Harrison from Ecuador, Paul Reynolds and his wife Maria from Argentina (they’ll introduce you to the opportunities in Uruguay right now, too, where they also have an office), Carol Milligan from Italy, Ron and Janine Goben from Honduras, and Steenie Harvey, our roving editor in Europe, who will fly in from Ireland.

From them you’ll gain invaluable on-the-ground insights about everything from the actual cost of day-to-day life to the trick to getting your belongings into the country duty-free. Find out what brought them to their adopted homes (and the nearby countries they report on)… and discover what they like (and dislike) about each.

And that's just the beginning. We've also invited a whole host of additional speakers, including expatriate entrepreneurs who will talk about what businesses they have underway, the unique challenges they face, and the lessons they've learned.

On the roster, too, are real estate agents and developers from some of our favorite countries as well as local attorneys. They'll detail for you the ins and outs of buying property and the various ways to get residency and citizenship in the countries we believe make the most sense.

Where Real Estate Offers a Hedge against U.S. Markets… and the Potential for Fast, Triple-Digit Returns

You know, beyond the attraction of comfortable, good-value living, many of the nations we'll profile make sense, too, as places to invest for profit outside the U.S. markets.

Adding international real estate to your investment portfolio is an excellent way to diversify your holdings… and a hedge against a sour economy at home.

Identify the right market at the right time, and you can see returns of 800% or more in as little as three to five years. This November we'll show you where and how to do it.

You'll hear from Lief Simon, editor of Global Real Estate Investor, who will profile his picks -- the undiscovered destinations where investors who get in early could profit handsomely.

For instance, there's a nation where you can buy excellent-quality property for 30 cents on the dollar… which translates to land where you can build your dream home for less than $10,000 an acre (that's in a gated community with a clubhouse, pool, polo field, and more) or an elegant apartment in a good neighborhood of a cosmopolitan city for as little as $62,000.

In "the Costa Rica of this Decade," political, economic, and social stability has put the nation on the fast-track to First World status. En route, however, there's money to be made on coastal property and colonial-era homes -- if you buy now, before the place is "discovered."

This November not only will you hear about the destinations that hold the most profit potential right now, but Lief will also talk about what it is you look for in a country when you're weighing the probability that property prices will go up. Find out what indicators to watch and what warning signs should spell caution.

Learn How to Use Overseas Destinations to Protect Your Personal Privacy and Financial Freedom

But by taking advantage of certain offshore opportunities, you can reclaim some measure of privacy and better protect your hard-earned assets and investments.

To help you do so, we've invited several "offshore" experts to speak to you, among them Robert Bauman, former member of the U.S. House of Representatives and editor of The Sovereign Society Offshore A-Letter and Larry Grossman, Managing Director of Sovereign International Asset Management, LLC.

From them you'll learn what to look for in an offshore jurisdiction and get an up-to-date report on the ones worth considering today. Plus they'll outline for you some of the most effective, legal ways to use offshore structures -- including how to take your IRA or pension plan offshore.

You Gain a Truly Comprehensive, Up-to-Date Picture of the World's Best Opportunities

Rest assured, you'll come away from these four days with a truly comprehensive -- and current -- understanding of the best opportunities available to you overseas.

When they take the floor, our presenters won't just rely on last year's notes. They'll present up-to-date slide shows about each place we recommend, which means you'll see current photos of the regions we think make the most sense as well as pictures of actual properties on offer.

Plus we'll hand each attendee a comprehensive Country Profile of every destination our speakers focus on. Each one of these printed reports is prepared within 10 days of the conference and contains exactly the kind of practical information you'll want to know if you're considering relocating or investing in a country, including a representative selection of real estate listings.

Taken together, these Country Profiles (nearly 100 pages of on-the-ground intelligence) provide an extraordinary resource. It's like a detailed, printed handbook to the world's best opportunities -- something you can refer to again and again. These Country Profiles, which represent a $1,000 value, are not available anywhere else. You simply cannot buy them. Yet they are yours, free, when you attend our upcoming Live Overseas Conference, November 29-December 3, 2005 in Fort Lauderdale.

Quick-Fire Bonus Sessions Answer Your Most Pressing Questions

That's not all. For this November/December program we'll also include, scattered throughout the four days, a series of special Quick-Fire Bonus Sessions, 15-minute sessions designed to answer some of the questions we've heard most frequently over the years. We'll hone in on issues like -- How to Find Your Dream Job Overseas Staying in Touch: Communicating From Anywhere in the World Understanding a Foreign Real Estate Market How to Get a Mortgage Overseas With each Quick-Fire Bonus Session you'll also receive a corresponding Special Report. Each one offers not only a thorough discussion of the subject at hand and useful advice from the field, but also the practical resources you need to take action. You'll find inside names, phone numbers, email addresses, step-by-step instructions… exactly what you need to follow-up on what you've learned so you're able, immediately, to start transforming your dream into reality.

More On-the-Ground Intelligence than You Could Ever Hope to Track Down on Your Own…

We'll be organizing some informal social events, too -- making sure folks are headed to dinner together and suggesting some activities you might like to do while you're in town. Point is: This promises to be not only a life-changing event, but also an enjoyable and fun getaway.

Meet the Experts You'll Hear from in Florida We'll ensure you're well-connected by the time this conference comes to a close. You'll meet and hear from the staff in our field offices and from a whole host of additional speakers -- experts in everything from international real estate to offshore banking. Together they'll deliver exactly the information you need to make an informed decision about the destinations that make the most sense for your situation. Among the excellent speakers you'll meet and hear from are -- Kathleen Peddicord, Editor and Publisher, International Living. Ms. Peddicord has 20 years experience speaking and writing on the topics of investing in real estate in foreign markets and living and retiring abroad. She has appeared, speaking on these subjects, on numerous radio and TV programs, including a guest spot on Regis and Kathy Lee, and has edited many books and reports on how to live, invest, or retire in another country. She'll profile her top eight picks for investment, retirement, or a romantic hideaway overseas. Find out where the smartest real estate deals are...the countries with the best retirement-incentive programs... the places that offer the most business opportunities... and more. Plus, find out what 16 questions you should ask yourself before you move overseas... and the 10 things you'll want to prioritize before you choose your retirement haven. Seven years ago, Ms. Peddicord moved her family and the International Living publishing group from the East Coast of the States to Waterford, Ireland. More recently, she and her family made another move, to France, and now divide their time between Paris and Waterford. Lief Simon, Editor, Global Real Estate Investor. Mr. Simon, based in Ireland, Paris, and the United States, holds a Master's Degree in International Management from Thunderbird. He has owned real estate in Europe, Central America , and North America; and has lived on five continents. Mr. Simon will tell you, from personal experience,about the pitfalls to avoid when investing in international real estate -- his tips and advice could save you thousands of dollars and months of headaches. In addition, Lief will give you his top three picks for the smartest places around the world to buy property today. These days, when stock-market returns can be unreliable, diversifying your portfolio to include international real estate may prove the smartest, most profitable, move you can make. Mr. Simon will detail how...and where...to do it. Gary Scott, is a Global Economist, Publisher, and International Investment and Business Advisor. Mr. Scott writes a daily investment and business magazine and international investment letter and is also co- owner of Natural Awakenings - the largest circulation healthy living magazine reaching over a million readers a month. Gary began his career in international investment and banking. After serving as director of an international mutual fund, bank, and insurance company, he returned to writing and publishing and has to his credit 22 books on international investing and business. His talk will focus on International Business and "Seven Secrets for Making Money Abroad" while his workshop covers "How to Turn International Travel and Living into Wealth". He'll give you seven money-making secrets you can't afford to ignore. Robert E. Bauman , Legal Counsel, The Sovereign Society and a former U.S. Congressman. Mr. Bauman is the author of The Passport Book: The Complete Guide to Offshore Residency, Dual Citizenship, and Second Passports as well as a host of other books and articles. He will paint a picture of the current offshore landscape, giving you his top three picks for the safest places to protect your assets and your privacy in 2005 and beyond. Plus he'll walk you, step-by-step, down the most prudent path to follow as you "go offshore," pointing out potential pitfalls and legal signposts. Gail Geerling, Manager, International Living's office in Honduras. Gail has lived the last seven years in Central America. Her extensive experience with Central American designers, architects, engineers and contractors makes her advice invaluable if you are contemplating purchasing, building, or even developing in Nicaragua. Based in IL’s Granada office, she and her team work with developers and agents from all over Nicaragua to ensure that IL clients are offered the best opportunities and services available. Gail will show you why Nicaragua makes sense, and how to navigate the system of purchasing Nicaraguan real estate. She’ll also tell you some of the pitfalls many people encounter in a foreign country and how to avoid them yourself. Ron and Janine Goben , Managers, International Living's office in Honduras. From the Goben's you'll learn about the last frontier in the Caribbean -- English-speaking islands where real estate costs a fraction of what you'd pay in a place like St. John. Ron and Janine have lived in the Bay Islands of Honduras since 1998, leaving the stress of the corporate world and the increasing population of Colorado behind. Joe Gandolfo, Tax Planning Specialist, Joe M. Gandolfo, Ph.D. & Associates. Mr. Gandolfo is a nationally known income tax, estate tax, and gift tax-planning specialist. He'll show you how you can manage your personal income taxes, recapture some taxes for the past two years... sell your business, real estate, and stocks virtually tax-free...set up your estate to reduce income and estate taxes your heirs would pay on over-funded IRAs... do away with over burdensome estate taxes and probate fees without buying life insurance... and many more smart tax-saving ideas. Steenie Harvey, Correspondent in Europe, International Living. Based in Ireland , Ms. Harvey has been writing for International Living for the past decade. These days, as IL's "Roving Euro Editor," she travels every month in search of attractive, affordable places across the continent to live and invest. She'll talk about Spain and Thailand, highlighting the little-known destinations where you'll find not only tremendous beauty, but good-value living, too. Suzan Haskins and Dan Prescher have been exploring and researching lifestyle and investment opportunities in Central and South America, the Caribbean and Mexico on behalf of International Living for more than three years now. To ensure firsthand information they spent nearly three months on the road in Mexico before deciding to make their home in the country's Colonial Heartland where the weather is perfect year-around (really!) and there are so many cultural activities that finding a free spot on their calendar is rare. Suzan and Dan continue to travel throughout Mexico, scoping out up-and-coming hot spots that offer new opportunities and reporting on tried-and-true locations where property prices are appreciating rapidly. To share their experiences, and to inform others about how to safely and securely buy Mexican leisure, investment or retirement property, they developed www.MexicoInsider.com. During their presentation, they'll tell you where it's possible to live like royalty for $2,100 a month. Mandy Fairthcloth, Manager, International Living’s office in Panama. Ms. Fairthcloth will give you seven persuasive reasons why living and investing in Panama makes so much sense. Find out how banking there can help ensure your financial privacy and help reduce your tax burden...why benefits like discounts on airfare and doctor's visits make Panama's retiree program the best in Latin America...where to get terrific values on drop-dead-gorgeous real estate (like a mountain-valley home for less than $100,000)... Larry Grossman, Managing Director, Sovereign International Asset Management LLC. A Certified Financial Planner, Mr. Grossman is also a Certified Investment Management Analyst—one of only about 1,500 in the United States. From him you'll learn the ins-and-outs of his Retirement Plan Protection Program, which can mean bigger profits from your retirement savings and a safer retirement income...this might well be the most prudent means available to you for protecting your hard-earned wealth. Rainelda Mata-Kelly, L.L.M. Lawyer, Commercial & Shipping Law, Law Offices of Rainelda Mata-Kelly. With a Master's Degree in Law from Cornell University Law School and more than 20 years of legal experience behind her, Panama-based Mata-Kelly is ideally suited to answer your questions about the nuts-and-bolts of real-estate transactions, immigration, and work permits, as well as business-related issues like contract, labor, and tax matters. She'll outline for you the how-to's of becoming a "retiree" in Panama -- it's not a complicated process, but it is bureaucratic. She'll tell you exactly what you need to do to take advantage of the benefits offered by Latin America 's best retiree-incentive program. Turalu Brady Murdock, Counsel, First American Title Insurance Company. Ms. Murdock works in the Caribbean/Latin America Division of First American, based in South Florida, which provides residential, commercial, and homebuilder title services from Mexico to Chile and throughout the islands of the Caribbean. She'll discuss how...and why...you should guarantee your investment overseas and outline the steps you should take to do it. Getting title insurance on your property -- particularly in young real estate markets where title disputes are often common -- is a prudent way to ensure that you know what you're buying... that what you're buying is a "saleable" piece of property... and that in the event of a future title challenge, you've got somebody at your disposal who will look after your interests. Charles Butler, Jr., Director, Everbank World Markets. Mr. Butler is a well-respected and frequently quoted analyst on the currency market. Over the past two years alone, he's been featured in or quoted by the Wall Street Journal, US News and World Report, CBS MarketWatch, USA Today, CNNfn, and the Chicago Tribune, among others. He's the author of the popular e-letter, the "Daily Pfennig," delivered daily to thousands of market-watchers to help them stay on top of economic and currency happenings. He'll talk about ways you can turn the dollar's falling value to your advantage and invest profitably in global currencies. Amber Garrison from International Living's Paris Office. Ms. Garrison is the editor of Postcards from Paris and this November, she'll give you the inside scoop on living in France. Michael Cobb, President, Gran Pacifica , Nicaragua. Gran Pacifica Resort sits on 3.5 miles of Pacific beachfront due west of Managua , Nicaragua. There, a 250-room resort hotel is in the planning stages along with 27 holes of golf and associated amenities. A real estate development will accompany the project. There owners and renters will be able to take advantage of the resort's facilities. Mr. Cobb will talk about how you can take advantage of investment opportunities here. Susannah Elmore, Istana Properties, Panama. Ms. Elmore, a native of Texas, will introduce you to ecologically-sound living and investment opportunities in Panama. Istana Properties develops and manages eco-communities and exclusive retreats that protect and enhance the natural environment. Imagine a private, upscale enclave with first class amenities, just steps away from a pristine beach complemented by spectacular custom homes situated on oceanfront lots. Ms. Elmore will introduce you to one of Panama 's premier opportunities, where good living costs a fraction of what you'd pay in the States. Lee Harrison, Contributing Editor, International Living, Cuenca , Ecuador. Mr. Harrison enjoyed a 30-year career in the US electric power industry in many diverse locations. After 12 years with Bechtel Power Corporation, he moved to Exelon Generation (one of the nation’s largest power generators), where he ultimately served as a director. Taking advantage of an early retirement offering, he retired in 2001 at age 49, sold off most of his worldly possessions, and moved to Cuenca, Ecuador. He now spends his time as a Contributing Editor for International Living, and frequently contributes to Hoy, a Spanish-language newspaper based in Quito, Ecuador. He'll speak this November/December about opportunities for affordable living and investing in Ecuador and Uruguay. Stephen M. Hosmer, CFO, Executive Vice President, Secretary, Royale Energy. Mr. Hosmer joined Royale Energy, Inc. in May 1988. He brought the company into the Sacramento Basin through a joint venture with Pacific Gas & Electric Resources resulting in the drilling of Victor Ranch wells. Mr. Hosmer has also been responsible for heading up the acquisition team. He is responsible for successfully completing the acquisition of Arkoma Production Company from Dallas Cowboys’ owner Jerry Jones and the acquisition of Vernon E. Faulconer Inc. in 1997. Mr. Hosmer holds a Bachelor of Science degree in Business Administration from Oral Roberts University in Tulsa , Oklahoma , as well as earning his MBA degree via the prestigious President/Key Executive program at Pepperdine University. He'll speak this November/December about profit opportunities in energy investing. Michele Imhoff, CIC Banque Transatlantique. Mr. Imhoff, a bi-cultural French citizen, lived several years in Latin America before being Manager for more than 10 years at the US Representative Office of CIC Banque Transatlantique located in Washington , DC. With a wide experience of the specific needs of an international clientele, Michele Imhoff has been developing a bi-cultural approach to assist U.S. citizens looking for banking services in France. Carol Milligan, Ms. Mulligan has been living in Florence , Italy for 32 years. Six months ago she started collaborating with International Living. Carol was born in NYC and has a degree in social work and special education from the University of Florence. 15 years ago she started a tourist rental agency from home that has developed into a very successful real estate and relocations agency. She is a member of the FIAIP (Federazione Italiana Agenti Immobiliari Professionisti) the Italian Federation of Professional Real Estate Agents. She'll profile the Italian real estate market for you and give you a concrete sense for what your money will buy and where you'll find the best opportunities for The Good life, Italian-style. Paul and Maria Reynolds , JR Reynolds Propiedades, Argentina. Both Paul and Maria have extensive experience in finance and real estate in Calgary , Alberta , Canada and in Argentina. JR Reynolds has provided expatriate real estate-related services for over 35 years. Their 60 team members are internationally trained and are 100% bilingual (Spanish and English). Reynolds Propiedades provides full relocation services to all incoming and outbound expatriates. Reynolds Propiedades has four offices: two in the Northern suburbs of Buenos Aires , one in the Recoleta district in downtown Buenos Aires , and one in Punta del Este , Uruguay. They also have a strong presence in the lakes district in Patagonia , covering Bariloche, Villa La Ang ostura and San Martin de los Andes. They'll talk about what makes Argentina such a strong buy right now and where, in particular, you'll find the best deals. Robert G. Kroesen, United Nature. Mr. Kroesen is a Panamanian of Dutch origin. He lived for many years in the United States where he obtained his marketing degree and worked as a consultant with a marketing research firm. He later returned to Panama and has for several years advised companies and several Panama law firms on their global marketing and public Relations strategies. He also became involved in one of the largest reforestation projects in Panama and together with some of the most important legal firms and consultants around the world is advising individuals on forestry programs and its residence/citizenship possibilities. Brandon Clogston, Editor – Panama Insider. Brandon was born and raised in Omaha, Nebraska and received his Bachelor’s of Science Degree in Journalism from the University of Nebraska – Omaha. He has lived and worked in three countries and first contributed to International Living by assisting in the Mexico International Living and Mexico Insider offices. Brandon has worked as editor of an Omaha alternative newspaper and also as an English as a Foreign Language Instructor. As editor of Panama Insider, he focuses on issues pertaining to retirement and relocation, investment, offshore banking and travel in Panama. Michael Chatzky, Chatzky and Associates. Mr. Chatzky, a graduate of the University of Maryland, is an attorney and principal of Chatzky and Associates in California. He practices law in the fields of foreign and domestic trusts, corporate structures, business ventures, and federal and international taxation and wealth protection, with an emphasis on estate planning, business planning, and asset protection planning. For over 33 years, Mr. Chatzky has assisted clients in establishing a wide variety of wealth preservation structures, many of which contain valuable tax savings features. He has authored numerous articles and lectured extensively at seminars and on radio and television on the use of foreign trusts and other entities as wealth protection vehicles. He is known for his detailed knowledge and uncanny ability to quote page and paragraph on any current tax law in question. Brad Fallon is the CEO of Smart Marketing, Inc. and Kate Aspen, Inc., companies that sell various wholesale and retail products on the internet. Beginning with My Wedding Favors in January, 2004, Brad's online businesses have grown from $1 million in first year sales to $7 million in year two. Previously, Mr. Fallon founded SEO Research, LLC, a search engine marketing firm and research laboratory dedicated to pure and applied research in the area of search engine optimization. Together with Andy Jenkins, Brad is the co-creator of Stomping the Search Engines, one of the best selling home study courses on search engine marketing. Brad is the author of Creating Customers Out of Thin Air: Secrets of Online Marketing for Offline Businesses and he consults with clients of all sizes, helping them to apply interactive marketing strategies with an emphasis on Search Engine Marketing. He earned a degree in Economics from Claremont McKenna College in 1990 and graduated second in his class from the University of Florida College of Law in 1997. Mr. Fallon will talk about the tremendous opportunities available in the exciting field of Importing and Exporting. AND MANY MORE EXPERTS TO HELP MAKE YOUR INTERNATIONAL LIVING DREAMS COMES TRUE…. *Speakers and topics subject to change.

Don't Delay in Reserving Your Place -- Six Short Months from Now You Could Be Living Your Dream

Your Day-By-Day Schedule at a Glance
	Tuesday, November 29, 2005 The conference begins with registration from 9:00AM-11:00AM for you to pick up your name badge and welcome kit. The exhibit hall is open from 9:00AM and we'll have conference sessions start at 11:00AM and run through the early evening. We’ll then break for a welcome cocktail reception so you have an opportunity to mingle with the speakers and your fellow attendees.
	Wednesday, November 30, 2005 A full day of conference events, including: general sessions, break-out workshops, Quick-Fire Bonus Sessions and access to the Exhibit Hall.
	Thursday, December 1, 2005 A full day of conference events, including general sessions, break-out workshops, Quick-Fire Bonus Sessions, and access to the Exhibit Hall. A special Roundtable and Lifetime members event will also be held this evening.
	Friday, December 2, 2005 A full day of conference events, including general sessions, break-out workshops, Quick-Fire Bonus Sessions, and access to the Exhibit Hall. Conference sessions until around 6:00PM followed by an international cocktail party to close the conference.
	Saturday, December 3, 2005 10:00AM-4:00PM: Full access to the Exhibit Hall.
	*Schedule subject to change.

This extraordinary, comprehensive conference is regularly priced at just $995 per person. And if you'd like to bring your spouse or a guest, he or she can join you for a deeply discounted $595 -- that's nearly half-price.

Register on or before October 30, 2005, and you're entitled to a $100 per-person discount, which means you pay just $895 and your spouse or guest pays just $495.

What's more, if you're a Lifetime Member or Roundtable Member of International Living, you'll save even further with an additional $200 off on top of that Early Bird Discount. (Note: Roundtable Members are entitled to attend one Live Overseas Conference for FREE. If you haven't yet taken advantage of this benefit of Roundtable Membership, you might consider making this event the one!)

Lifetime members of The Sovereign Society and Chairman’s or Director’s Circle members of The Oxford Club receive a $100 discount in addition to the early bird saving.

(Please note: Please take advantage of the greatest discount based on your membership status but only one membership discount applies).

Please, don't delay in reserving your place. This information can save you thousands of dollars and years of research. So many of the opportunities we'll profile make sense right now -- within a window of time. Dawdle, and they'll be gone.

I expect this to fill up quickly and I'd hate for you to miss out. To reserve your place for our Live Overseas Conference, November 29-December 3, 2005, click below now or contact Patricia Goltry, Conference Customer Service Representative, today at tel. +1 866-381-8446 (USA & Canada toll-free) or +1-410-230-1243 or email: conferences@internationalliving.com.

The truth is: you can live better… safer… freer… cheaper outside North America. And that’s why we’ve arranged this conference.... to help you do just that.

Join International Living’s editors and panel of experts in Fort Lauderdale and in four power-packed days you’ll learn the offshore strategies… investment insights… and country-specific know-how you need to profit overseas and improve your lifestyle forever. Just think: Six months from now you really could be living your dream.

Sincerely,

Kathleen Peddicord

Publisher, International Living

P.S. With the economy, markets, and world events in flux, there has never been a better time to take advantage of the best opportunities for overseas investment. It’s more important than ever to diversify your portfolio…and what better way to do it than with an investment that you can enjoy while it’s appreciating in value?

Living or retiring overseas may seem like a far-off dream… but it needn’t be. Your paradise really does exist… and we’ll tell you how to get there. Click below now or call Patricia Goltry, Conference Customer Service Representative, today at tel. +1 866-381-8446 (USA & Canada toll-free) or +1-410-230-1243 or email: conferences@internationalliving.com.