A Special Bulletin from Kathleen Peddicord…

If you haven’t yet checked out Panama for yourself…put your own toes in the sand here…witnessed the striking tropical landscapes and coastlines on both the Caribbean and Pacific coasts…explored the Switzerland-like mountain towns in the interior valleys… and indulged the offerings of the bustling cosmopolitan capital of Panama City… I’m writing to urge you to join us:

Don’t Put Off Your Panama Dreams Another Day.
Come Find Out How You Can...

‘Live and Prosper in Panama’ Seminar
August 2-4, 2007
Panama City, Panama

Dear Reader:

You’ve been tempted to come before, I’m sure…but life gets in the way sometimes. Holds us back. Until one day…you give in…

You decide you’re ready to feel the balmy breeze rush your hair back when you get off the plane…and see if you are instantly more relaxed. You let the sand massage your feet as the sea gently washes onto the shore…just steps away from a luxury property that costs a fraction of comparable homes along the western coast of the U.S.

You hit any number of popular shopping spots and pay less for many of the same items you might purchase at home. Later, you enjoy a leisurely dinner and a night of dancing in an Old World setting complete with modern conveniences.
I’m talking, of course, about experiencing Panama for yourself--after all these years of thinking about it.

After hearing us declare it as the World's #1 Retirement Haven for six straight years in a row…you’ve got to be a little curious. Is it really that great? Could it possibly be the paradise we keep writing about?

In a word…yes. It really is. You’ll see when you join me in August …

Panama has it all--a tropical climate, unspoiled islands, gorgeous white-sand beaches...

Nothing in the world can take the place of seeing--and feeling--a place for yourself.

That sense you get the minute your feet touch the soil that you could easily call this place home--or at least, a home away from home.

Well, you could continue to read our emails…you could continue to read about it in the mainstream press…you could continue to hear your friends raving about the deal they got on their beachfront dream home and how much fun they had on their last trip…

But you and I both know it’s true: To really discover a dynamic place like Panama, the best way is--without question--to come down and experience it for yourself…

…to meet the other expats that are already living, investing, and starting new businesses in Panama…

…to meet the local experts that are already intimately familiar with the local tax laws…the residency laws…the banking system…the business opportunities…the real estate market…

…and, especially, to meet the IL Panama Office team--an experienced crew of on-the-ground expats that’s constantly scouting the country in search of new opportunities. This team lives and breathes Panama 24/7…and you won’t find a support system like this in place anywhere else in the world.

Yes, when you come to Panama in person, you’ll really get to see Panama, feel Panama, and experience Panama yourself…and come to your own conclusions about what Panama has to offer you.

Donald Trump has declared it a hot spot. Forbes just upgraded it to the more positive rating of “stable.” The world-famous Panama Canal is about to undergo a $5.25 billion expansion and more than double its capacity.

Panama is finally getting its fair share of respect and recognition for the growth and opportunity we’ve been reporting to you for the last 12 years.

According to an October 25, 2006 article in the Economist Intelligence Unit, “Among the largest projects in progress are the following…

• A new peak is being added to Panama’s cityscape…the highest building is a planned 104-story residential and hotel building called the Ice Tower. It’s going up on Avenida Balboa in front of Obarrio banking district--a hot location for shopping, banking, and nightlife--and is slated to be completed in 2010. The building is being developed by F&F Properties, a Panamanian firm.
• Donald Trump is spearheading Trump Ocean Club International Tower and Hotel. It will have 62 floors containing 800 luxury apartments and hotel rooms, estimated to cost US$220m to build. It will also host a casino, yacht club, and private beach. Completion is slated for 2009.
• Grupo Mall, another Spanish group, in early October laid the first brick of Los Faros de Panamá, a complex of three towers to include a hotel, commercial mall, 1,716 apartments and 4,000 garage spaces. The investment will reach US$600m. The project is set for completion in 2009.
• Beachfront developments outside of Panama City are also under way or in the initial stages…”

Though we often prefer to stay off the beaten track, we have to admit: It’s pretty exciting to watch Panama grow into the powerhouse opportunity we always knew it could be. And we’ve been surprised, too…

All this growth and development doesn’t mean less opportunity for the little guy like you and me. It simply means there are more ways to make your mark here. But you have to stay on your toes.

Which is why I strongly urge you to make the trip to Panama

this August and find out firsthand…

The full benefit of discovering Panama ahead of the pack is now bearing fruit for our readers. It means that while others are just coming down for the first time to see what all the fuss is about--we’ve already been here for a decade!

We’ve made the contacts, learned the ways of this country, and found both the opportunities--and the pitfalls--firsthand.

And we’ll dedicate three days in August to passing all this hard-won knowledge, information--and even introductions to our circle of experts and expats--directly to you.

We’re fortunate to have speakers who can cover just about every imaginable Panama-related topic, including:

• How to find your ideal home in Panama…
• Nitty-gritty details on Panama’s famed pensionado program and how to take advantage of it…
• How to Explore Panama in First-Class style… Panama’s most promising business opportunities…
• What you need to know about banking and real estate financing…
• The ABCs of rental management in Panama…
• Insurance options for the Panama expat…
• Everything you need to know about health care…
• Renovating, designing, and maintaining your dream home…
• Legal considerations (visas, trusts, corporations, buying property, etc)…
• How to take advantage of Panama’s benefit-laden tax laws…
• How to relocate to Panama with ease…
• What it’s like to be an expat in Panama…
• … and much, much more.

Our speakers will show you how easy it is in Panama to:

• Own an affordable dream home in Paradise. Find stunning beachside homes from only $150,000…secluded valley retreats from only $90,000…and upscale downtown apartments from only $100,000…
• Find out about the booming rental real estate market in Panama City and how sales of existing homes might be more lucrative investments as this market matures…
• Look out beyond the big city--to the mountains and the seaside towns that are next on the list to “pop”--and find out which ones should be at the top of your list of opportunities to explore…and which you should cross off…
• Cut your cost of living by 35% to 50%. Take a taxi across town for $1…watch a movie at the theater (in English) for $3.75…enjoy a steak dinner in a nice restaurant for $7…receive one month of high-speed internet access for $20...visit a U.S. trained doctor for $25…
• Access modern amenities and infrastructure. Enjoy newly-paved roads and highways, air-conditioned shopping malls, high-speed Internet access, cable and satellite TV, and much more.
• Enjoy a warm, year-round climate. Along the coasts, you’ll find the tropical climate pleasant. The swimming, scuba-diving, snorkeling, and swimming opportunities here are truly world-class. Head inland, you’ll find lush green hills, flowing rivers, and spectacular waterfalls.
• Indulge your sense of adventure. Trek through uncharted jungles and steamy rainforests and some of the most vast, rich, and complex rainforests on the planet...canoe into rural villages...go on white-water-rafting expeditions...horseback ride along deserted palm-lined beaches...dive in spectacular Caribbean waters...
• Get the visa of your choice--hassle-free. Apply today and soon have residency for life. It's fast, it’s affordable, and it's easy. And benefits include one-time exemption of duties for the importation of household goods (up to $10,000) and an exemption every two years of import duties for a car.
• Speak English with friendly locals. Because of the long-standing American presence here, you’ll find that many of the locals speak excellent English. Communicating is easy.
• Find affordable, first-rate health care. You’ll find nearly any health care service that you could ever want, but at a fraction of the prices in North America (A U.S.-trained doctor will make a house call for around $40.) Furthermore, prices for prescription drugs are low here as well.
• …and much, much more.

In just a short drive, you can leave the city behind and be basking in the sun
on some of the world’s most beautiful beaches.

Here’s Why Donald Trump Recently Told Reporters: "I really think the time for Panama has come…"

A recent Credit Suisse report predicted real growth of 6% to 7% in Panama in 2006 and 2007--and a surge in residential construction… A study by Prima Panama, a local real estate marketing and promotion company, identified 107 building projects under construction in Panama City as of July 2006. The total value of these projects is estimated at USD$3.17 billion--equivalent to 20% of Panama’s overall annual GDP in 2005. These projects will be completed and come to market by 2010. Real Estate Mogul Donald Trump is building the Trump Ocean Club--a 65-story international hotel and tower. It will feature 800 hotel and condominium units overlooking the beach, a casino, and a 24-hour yacht club in Panama City. A $5.25 billion plan to widen the Panama Canal was approved by referendum on October 22, 2006. This will allow the Canal’s capacity to almost double. According to Panamanian sources, this will create “…an economic windfall and an estimated 7,000 jobs during the five-year construction period.” UNESCO has predicted that Panama will become the region’s technology and communications hub within the next few years… Even the entertainment industry is getting in on Panama. The CBS hit reality show

Among the excellent speakers you'll meet and hear from are:

Sarah Cox and Brandon Clogston--Real Estate Consultants for Pangaea, our preferred real-estate advertiser--will be on hand to discuss the opportunities and deals they have found, from the tranquil mountainside towns of Boquete and Cerro Punta…to the laid back islands of Contadora, and Cormaca de Kuna Yala…to the country’s many beachfront properties…as well as the booming metropolis of Panama City and its changing landscape of opportunities. Plus, they’ll tell you about the twelve steps everyone needs to know to avoid mishaps, and successfully purchase an investment, second residence, or full-time home in the various regions of Panama…

Rainelda Mata-Kelly practices commercial and shipping law in Panama and will provide you with all the details on Panama’s benefit-laden tax laws…

Jose Bern has worked in the real estate arena in Panama since 1998 and is one of the most knowledgeable experts on the prospects of the Panamanian real estate market from then until now…

Robert G. Kroesen is a Panamanian of Dutch origin and is involved today in one of the largest reforestation projects in Panama. He’ll tell you about the teak alternative in Panama--and its implications with investment and residency…

Derek Sambrook has been a trust and estate practitioner and is an expert in the areas of offshore banking, trusts, and insurance for the British government in the Caribbean for more than 30 years. Derek will go over offshore estate planning in Panama and the many ways you might benefit from going offshore…

Robert E. Bauman, JD is a former member of the United States House of Representatives from Maryland (1973-1981) and is known today for his expertise on all things offshore. He will paint a picture of the current offshore landscape, giving you his top picks for the safest places to protect your assets and your privacy in 2007 and beyond. Plus, he'll walk you, step-by-step, down the most prudent path to follow as you "go offshore," pointing out potential pitfalls and legal signposts…

Dr. Angel Alvarado, a Doctor in Medicine at the Universidad de Panama and Dr. Marco Gonzalez, an Internal Medicine specialist at the new John Hopkins Punta Pacifica Hospital,
will give an overview of the health care system in Panama...

Giulia Gonzalez is an expert in the booming rentals market in Panama City and has spent these months developing several projects that help people as they relocate and/or invest in Panama….

Hildegard Vásquez is an architect specialized in historical restoration projects and is a major contributor to the recent upsurge of real estate investments in Casco Viejo restoration projects. Her restoration experiences range from the restoration of Panama´s National Theater to private residential and commercial buildings including our own International Living offices. She will give you all the pros and pitfalls of restoring properties in Panama.

Monique De Roux, a Home Financing Specialist for Scotiabank deals mainly with foreign clients that are coming to invest here in Panama and will share all the ins and outs of financing your dreams here….  

Plus many, many more experts who will be on-hand--as many as 55 from every possible area of expertise--to help you get the information you need to take your next steps. Many of our experts will take the podium as presenters--and many more will be available in our exhibition hall throughout the seminar. Shake hands and chat informally between sessions and find out for yourself what really makes Panama tick--and how you can best jump in yourself

…especially with the increase in attention that Panama has been receiving from the mainstream press, travel magazines, and cruise ships.

The comments have been wracking up in some pretty impressive places:

“…property here remains a fraction of what one would pay for similar real estate in the United States. And with enticements like a 20-year suspension of property taxes to those who build houses or renovate in a historic district, and an income tax hiatus for those starting some small businesses, the opportunities are appealing not only for those seeking a place to retire but also for entrepreneurs.”
--The New York Times

“Panama hands new American retirees a property-tax exemption and steep discounts on everything from movies to surgery… You can live in a nice place by the water, and you can live dirt-cheap…”
--Newsweek

“…[Panama] lets retirees import a car tax-free every two years, import $10,000 of household items tax-free, and buy property tax-free…”
--The Wall Street Journal

“The most beautiful retreat in the world…”
--Harpers Bazaar

“The Number One Retirement Destination in the Western Hemisphere”
--Modern Maturity Magazine
 
There are also numerous bona fide agencies that have recognized Panama for its safety, economic status, and bevy of opportunities.

Fortune Magazine highlighted Boquete, a mountainous city with a burgeoning expatriate population, and included it on their top five list of paradise places to retire abroad. The AARP noted this jewel of a town as well, once granting it the #4 spot on their list of best places to retire.
 
So I hope you’ll trust me when I tell you, the time for you to come and explore the bountiful opportunities that exist in Panama is right now…

Panama's historical disctict of Casco Viejo—the part of the city that is truly experiencing a modern renaissance

IL’s real estate experts will direct your attention to the newest trends and hottest areas that will keep you one step ahead of the rest. You’ll learn:

• What to watch out for before getting involved with new construction projects in the city…where the good deals still are…and how to get into one…
• Why the rental market in the city is getting stronger and how the lag in hotel room availability could play in your favor for the next few years as Panama attracts more tourists than it’s ready to handle yet…
• Where to look outside the city…which traditional beach areas have already hit the roof…and which still offer a good value…
• Why the investment the money is focusing now on the Caribbean side of the country and the Azuero Peninsula…
• Why this is a good time to consider launching a business that could capitalize on the growing number of tourists and expats coming to the country...and what some of those ideas might be…

Come to Panama to discover for yourself why it's our #1 destination to retire, relocate, or just spend time

Even the newest International Living readers know a little about Panama. After all, for six years running, it’s come out on top of our Annual Global Retirement Index.

It has the famous pensionado program--with its dizzying array of benefits and discounts that sets it apart year after year

If you can document a minimum monthly pension of $500 (plus another $100 per dependent) and you meet a few other simple requirements, you may be eligible for a long list of perks, such as:

• Import tax exemption for household goods
• Tax exemption to import a new car every two years
• 50% off entertainment anywhere in the country (movies, theaters, concerts, sporting events)
• 30% off bus, boat, and train fares
• 25% off airline tickets
• 50% off hotel stays from Monday through Thursday
• 30% off hotels stays from Friday through Sunday
• 25% off at restaurants
• 15% off at fast-food restaurants
• 15% off hospital bills (if no insurance applies)
• 10% off prescription medicines
• 20% off medical consultations
• 15% off dental and eye exams
• 20% off professional and technical services
• 50% reduction in closing costs for home loans
• 25% discounts on utility bills
• 15% off loans made in your name
• 1% less on home mortgages for homes used for personal residence

To qualify for Panama’s pensionado program, all you need is to receive a minimum of $500 from a government or well-known corporate entity--no matter what your age! And if it’s a private pension, then you can qualify once you’re at least 50 years old.

Remember, too, that these are discounts off of already low costs. Panama City might feel like New York City in some ways--but not to your wallet.

Whether you are living on a pension or fixed budget--or you just like to spend less and get more--Panama will make your heart sing. You’ll only pay 10 to 12 cents per kilowatt-hour on your electricity bill in most places. Water and trash collection will run you around $7 a month. You can hire a live-in maid for $150 a month.

You’ll also live and eat like a king--local beer at the supermarket is just 35 cents a can, and a cup of coffee in a restaurant may be as little as 30 cents, too. How about an avocado for just 50 cents, a pound of chicken for a dollar, a banana for 5 cents--and a complete dinner at a mid-range restaurant -- $10 per person.  Back up.

Keep in mind, these aren’t the pensionado prices--these are the regular prices. In U.S. dollars, with no worries or concerns that you’ll lose any buying power--since the U.S. dollar is the national currency used across Panama and does not need to be exchanged, ever.

Plus, Panama offers peace of mind in one of the most critical areas to many expats: health care. Renowned American medical facility, Johns Hopkins, has entered into a strategic partnership with the new Hospital Punta Pacifica in Paitilla, Panama. The hospital is currently under construction, and developers have invested more than $32 million dollars in the facility…guaranteeing that high quality and affordable health care will remain abundant here for years to come.

As you can see…Panama is much more than a place to retire…

Inexpensive cosmopolitan living—but with the conveniences you’d expect in New York, Chicago, or Miami

But even though Panama’s famed pensionado program is likely the most benefit-laden retirement program in the world, the lure to Panama for many young professionals in their 30’s, 40’s, and 50’s is simply the cheaper, warmer, safer place to live, start a new business, and enjoy everything that Panama has to offer.

If Any Of These Facts Surprise You… Panama Might Not Be What You Think

The U.S. Dollar is the official currency of Panama… Panama’s emphasis on education has resulted in a 90.8% literacy rate… Panamanians enjoy the highest per capita incomes in Central America… Panama’s water supply is safe to drink in most areas without fear of Montezuma’s Revenge… Malaria has been completely eradicated in Panama… Medical care is abundant, inexpensive, and of high quality (hint: doctors don’t have to pay the high malpractice insurance fees they do in the U.S.) The infrastructure rivals that of the U.S. with accessible roads, international airports with daily flights to the U.S., and public and mass transportation… Panama’s constitution guarantees religious freedom… Considered the banking capital of Central America, Panama is a privacy and tax haven second only to Switzerland… Many people are bilingual in Spanish and English… Don’t let any more time pass--Panama is still a great deal--but the window is closing. Don’t get left out. Register Today!

What’s making Panama such a hot spot for the younger crowd?

It boasts:

• Striking, unspoiled tropical landscapes and coastlines on both the Caribbean and Pacific coasts… Switzerland-like mountain living in Panama’s interior valleys…and the bustling cosmopolitan capital of Panama City…

• A mercifully low cost of living…real estate prices that remain only a small fraction of comparable properties in America…and close proximity to the U.S…
• A friendly population that welcomes foreign residents and investors…exciting nightlife and cultural activities…and a large English-speaking population…
• World-class offshore banking… first-class health care with many U.S.-trained medical specialists…a plethora of promising business opportunities…and generous, money-saving tax breaks…
• …and much, much more.

When it comes to overseas havens, no other country comes close to Panama--hence its incredible popularity these days with forward thinking North Americans.

At the Live and Prosper in Panama Seminar, you’ll hear from people who have made this choice firsthand. People like:

Jennifer King, a classically trained French chef who worked in the hotel restaurant industry before moving to Panama from Oregon. Here, she opened the La Cresta de Oro, a pet-friendly B&B, and is currently working with a non-profit group to compile a guide (and website) to Panama City restaurants.

Cynthia Cudmore-Mulder, born and bred in the popular Canadian tourist destination of Prince Edward Island. Once Cynthia got to the top of her game in her career, she decided it was time to take a sabbatical and traveled around the world for two years. She traveled throughout Asia…dropped her bags in Queensland, Australia for a year and explored the Great Barrier Reef and the outback…and eventually put down roots in the Caribbean island of Curaçao, Netherlands Antilles and set up a second career. It was there where she met her husband, had a son--and moved on to Japan for five years. But still, they were looking for the perfect place to settle--and decided to investigate Panama for their future, finding the culture, tropical climate, and vicinity to their homes in North America and Netherland Antilles a perfect fit for their well-traveled family. Today, Cynthia manages design, construction, logistics, and development, of their Cerrito Tropical Vacation Apartments on nearby Taboga Island, and consults for other expats on projects both in the city and on Taboga. You’ll be amazed at her fascinating story--and her seasoned view of why she and her family are making Panama their permanent home.

Kit Marchel is another adventurer of the world who follows the mantra to “Live your dreams, be guided by your heart, and freedom will follow in your wake.” A published author at the age of 19 and the manager of a celebrity-owned real estate portfolio in South Beach by the age of 27, Kit has nurtured her freedom quest by embarking upon “lifetime adventures,” including recently trekking the Himalayas in Nepal and Bhutan, bungee jumping and skiing in New Zealand, shark diving in Tahiti, studying the Tango in Buenos Aires, skiing in Chile, and personally donating school supplies to children in Cambodia. A devoted Lifetime Member of International Living for over 17 years, Kit is now a permanent resident of Panama and Los Angeles. Hear her personally share her reasons why she chose Panama, as well as give you hints and tips based on her recent experience.

Susannah Elmore grew up in Corpus Christi, Texas--but she’s fallen in love with Panama, specifically with an enchanting strip of beachfront properties that she and her family are developing called Istana Properties. She’ll tell you all about this special eco-community and exclusive retreat that is designed specifically to protect and enhance the natural environment. Imagine a private, upscale enclave with first class amenities, just steps away from a pristine beach complemented by spectacular custom homes situated on oceanfront lots. She will take you on a visit to Istana Plantations without you having to leave your seat and will help you discover what you have been searching for, but for a fraction of the cost in the U.S.

Jim and Donna Hawley’s first six-day trip to Panama in July 2004 resulted in the purchase of a city condo, and a Pacific Beach property, with the intention of investment. Their daughter, Brooke, and her boyfriend relocated in August to Panama to work with Jim and Donna and also to have the first Panamanian Hawley--born here at Hospital Punta Pacifica! Their younger daughter, Kea, is also contemplating opportunities here in Panama and a possible relocation. Gradually, their family has discovered that here in Panama, they could live a more affordable life, enjoy a higher standard of living, and even forge a less stressful work environment that leaves more time for their newest passion--golf. Since they arrived they’ve had numerous entrepreneurial adventures--and they’ll be on hand to tell you everything they’ve learned along the way…and share what’s next on the horizon for this dynamic boomer couple.

There’s nothing like hearing these stories of these IL readers that now call Panama home “straight from the horse’s mouth.”

They’ll tell you “their Panama story”…what they do in Panama now…what it’s like to live in Panama as an expat…what you can expect when you relocate to Panama…and much more.

In between presentations, feel free to introduce yourself and ask these seasoned Panama expats any questions you may have in mind about traveling, living, retiring, or starting a new business in Panama. They’ll be glad to help you.

It’s just one more reason why you’ll find the Live and Prosper in Panama Seminar the most affordable and effective way to…

If there’s one thing you can count on at the Live and Prosper in Panama Seminar, it’s that you’re going to receive a lot of information.

Heaps of it.

And not just from the presentations…but from all the casual interactions and conversations you’ll have throughout the Live and Prosper in Panama Seminar with the International Living staff, our acclaimed panel of experts, and your fellow attendees.

But if you’re thinking, “Who wants information overload? I’ll be overwhelmed…I’ll forget half of it within a few days…and I won’t know where to start!”

Not to worry…

We’ve taken specific steps to ensure that you not only have a way of retaining all the information you’ll get at the Live and Prosper in Panama Seminar, but that you will know exactly where to start--without getting confused or drowning in the details.

How?

This hot-off-the-presses collection of special bonuses that you’ll receive as an attendee of the Live and Prosper in Panama Seminar.

Here’s what you’ll get:

SPECIAL BONUS #1--FREE REPORT: The World’s Best Deal For Retirees: Panama’s Pensionado Visa Program. Without a doubt, it’s our opinion that Panama’s “law for pensioned or retired persons” is the best deal going for retirees the world over. A pensionado visa in Panama gives you deep discounts on everything from recreational sports and theater productions…to public transportation and hotel accommodation. You even get a 25% discount at restaurants…and a 1% discount on personal-use mortgage rates. All of the details are spelled out in this report.

SPECIAL BONUS #2--FREE REPORT: Coastal Property in Panama: Your Dream Home For Less Than $100,000. Ask the experts on Panama real estate to pinpoint the location in the country that offers the most opportunity right now. Chances are that most will give you the same advice: go west along the Pacific coast. In this special report, you’ll discover the best beach towns to explore on Panama’s Pacific Coast…and where you can find and buy affordable homes in these beach towns. 

SPECIAL BONUS #3--FREE REPORT:A complete set of PowerPoint presentations from the seminar. After the seminar, you can enjoy the presentations in the comfort of your own home--on your own computer! All attendees at the Live and Prosper in Panama Seminar will receive a link via email to download every PowerPoint presentation used at the seminar. This way, you’ll be able to review what interests you most…retain everything you’ve learned…and rest assured that you won’t miss any key information from the seminar. Everything covered in the seminar can be found in your PowerPoint presentations--free for you to use and digest at any time after the seminar is over.

If you’re into beach living, the lifestyle opportunities here really are extraordinary

Honestly, there’s so much to see and do in Panama--so many options--that it could easily be overwhelming.

But when you come to an event like the Live and Prosper in Panama Seminar, you can do your best thinking, knowing that many of the most basic decisions and pieces of information have already been gathered--residency and citizenship, real estate, business opportunities, tax questions. There’s simply no need to figure it out all by yourself--we’ve done all the legwork for you.

And if you’re a member of the Publisher’s Roundtable, Panama Roundtable, Lifetime Society, or World Club (or want to become one when you register), then you’ve got an extra reason to be excited about the Live and Prosper in Panama Seminar.

Why?

We’re holding an exclusive VIP event for you on a boat called Pacific Queen. An elegant vessel, the Queen departs from the Flamenco Island at the Causeway. Take in the history of the islands--complete with tales of how the Spanish galleons first reached Panama City laden with treasure stolen from the Incan empire…the powerful defense complex that guarded the entrance to the Canal warding off possible attacks…the American-made road that now connects the three islands…even a formerly secret military-use tunnel/command post carved deep in the rock of Flamingo Island.

Over hor’s d’oeuvres and cocktails, with a jazz band playing in the background…you’ll get the feel and history of Panama, make friends with the like-minded explorers who will also be in attendance at the seminar, and something will happen…

You see, this is how a new life begins--I’ve seen it over and over.

Your imagination is inspired. You start to see the possibilities open up in front of you. You assess them--kick the tires if you will. And then, when you’re ready to take the leap--you’re in very good company, confident that you’re doing the right thing at the right time for your personal future.

If it seems hard to resist…then why bother resisting?

The infrastructure, diversity, and sophistication of Panama City makes it our number one choice
if you’re looking for inexpensive cosmopolitan living.

You can come for the obvious reasons…

…the thriving business community…the real estate opportunities…the pensionado program…

…the black, tan, and white sand beaches running up and down the isthmus…

…the 48 national parks, reserves, and wildlife refuges…

…the tax savings…the favorable banking structures available…the proximity to the U.S. and other countries…so close, and yet so far…

Everyone has their reasons for coming to Panama. The real miracle of this place is that the reasons can vary so widely--and all are so valid and right for each individual.

It’s cliché, I know, but it’s more true here than anywhere else I know: Panama offers something for everyone. And with the guiding hand of our experts and expats, you’ll be able to find exactly what is waiting here for you.

As I said, you should find out firsthand. And you should do it now.

Sincerely,

Kathleen Peddicord
Publisher, International Living

P.S. Think of how much time, money, and hassles coming to the Live and Prosper in Panama Seminar will save you. All of these esteemed experts will be in one place…at one time. Sure, you could go out and try to meet all of these experts on your own, but why bother? When you can do it all in one place, spend a few days at a fantastic Panama City hotel, and have a great time doing it. All of the resources, developers, expatriates, and service providers you’ll meet through us have been pre-screened. Which means we’ve visited their site, done background checks on them--the works. Don’t delay--secure your spot before it’s sold out…again!

Click Below to Reserve Your Place Today!

Or Contact

International Living Events
Seminar Hotline

Phone: +1-866-381-8446 ( USA & Canada toll-free) or +1-410-230-1243

or E-Mail: events@internationalliving.com

See Panama’s Hottest Real Estate Properties
--with Pangaea’s Optional Tours

Pangaea is our preferred real estate advertiser
and they have a range of tours on offer…’

See the country…explore the capital city…meet our top contacts…walk the beaches…inspect the condos…speak with the key developers…review plans…ask the tough questions one-on-one… and find out if Panama might just be the offshore destination you've been seeking.

I caution you: These tours are for serious real estate hunters. Not that there won't be time for a little fun, but make no mistake--you’ll be on the job.

On the Panama Real Estate Tours, you’ll set off for viewings of many of the best developments and current real estate opportunities in Panama’s capital--Panama City, along the nearby beaches, or both.

With you every step of the way to help guide you through your thinking will be the Pangaea Team. They’ve visited every development project on the itinerary--and they know Panama well.

Seminar Price and What´s Included

PRICE: 1 person = $1,195; 2 people = $1,990 (guest or spouse pays just $795)
The seminar includes all seminars and informal Q&A sessions, introductions to contacts in Panama, a welcome cocktail reception, a farewell cocktail reception, and travel and accommodation assistance from our staff. Your international airfare, hotel transfers, meals, and overnight accommodations are not included in the price of the seminar.

Early Bird and Other Discounts

Reserve your place by July 2, and you save $100 per person. Discount Price: 1 person = $1,095; 2 people = $1,790 (guest or spouse pays just $695)

ADDITIONAL DISCOUNT FOR SUBSCRIBERS TO INTERNATIONAL LIVING
No matter when you sign on, if you're a subscriber to the print edition of International Living or an AWAI member you are eligible for a $50 discount off the registration price.

ADDITIONAL DISCOUNT FOR PANAMA INSIDER AND LATIN AMERICA INSIDER MEMBERS
Panama Insider and Latin America Insider are entitled to $100 discount off the registration price

ADDITIONAL DISCOUNT FOR LIFETIME MEMBERS
No matter when you sign on, if you're a Lifetime Member of International Living, you are eligible for a $150 discount off the registration price.

$200 ADDITIONAL DISCOUNT FOR PUBLISHER’S ROUNDTABLE MEMBERS
No matter when you sign on, if you're a Publisher’s Roundtable Member of International Living, you are eligible for a $200 discount off the registration price and if you haven’t used your one free event, you can do so here.

ATTENTION--PANAMA ROUNDTABLE CHARTER MEMBERS. For you, this seminar may be eligible as your free Live and Prosper in Panama event. You simply need to mention that you’re a Charter Member of the Panama Roundtable when you register. Not only that, but as a Charter Member of the Panama Roundtable, you’ll get a 50% discount on all future Live and Prosper in Panama Conferences you attend after this one.

ATTENTION--WORLD CLUB MEMBERS. For you, this seminar may be eligible as your free event. You’ll simply need to mention that you’re a World Club Member when you register. Not only that, but as a World Club Member, you’ll get to attend all future Live and Prosper in Panama Conferences free if you attend this one.
 (Please note: You can take advantage of the greatest discount based on your membership status but only one membership discount applies).  

TRAVEL & HOTEL DETAILS

Discounted rate at the Miramar Intercontinental Hotel in Panama City, Panama: We have arranged a discounted rate for seminar attendees at the Miramar Intercontinental where we are hosting this event.

As a seminar attendee, you can take advantage of a discounted room rate of $130 per night for single deluxe rooms, $140 per night for a double deluxe room. The hotel is graciously allowing our attendees to take advantage the discounted rate 5 days before and 5 days after the event to accommodate your needs. The rate includes full buffet breakfast daily, a welcome cocktail drink, and complimentary use of the fitness center and spa.

Additional choice accommodations are also available: club floor room at $165 per night and a suite at $275 per night. You may book additional discounted nights, either 7 days before or 7 days after the seminar, based on availability. Inquire when you sign on for the seminar.

To reserve a room at the hotel, please contact the hotel today:

Telephone: +1-888 303 1758 and mention group code ILG

Or click here to register online at the special rate.

When registering online, insert group code IL18 to be sure you get the discounted group rate.

Travel Assistance

For all your travel needs (including flight assistance and insurance) please contact your travel agency of choice.

You may also want to consider one of the many companies that specialize in online reservations and travel assistance, like: www.orbitz.com, www.travelocity.com, or www.expedia.com.

We also suggest you sign up for free e-mail alerts from your preferred airlines, via their websites. In addition, numerous websites--including www.travelzoo.com, for example--offer free e-mail alerts highlighting regular specials for a wide range of airlines. Many of these websites offer tips for getting the best flights, such as being flexible with travel dates and airports if possible.

To protect your travel investment, we strongly recommend that you purchase travel insurance. Travel insurance protects you from all the unexpected events that can disrupt or cancel your travel plans.

REGISTRATION, PAYMENT, AND CANCELLATION DETAILS

Registration and Payment Details: In order to hold a reservation for the seminar, full payment is due when you register. We accept Visa, MasterCard, American Express, Discover, and money orders.

Cancellations received on or before July 2, 2007, will receive a full refund, less a $150 penalty per person.  From July 3, 2007 through July 19, 2007 a refund less a $350 penalty per person will be given.  After July 19, 2007, the conference fee is non-refundable. If you are unable to attend, please call, fax, or e-mail our offices immediately to avoid any unnecessary charges. In most cases we will be able to hold your payment for you to apply to a future seminar.

Click Below to Reserve Your Place Today!

Or Contact

International Living Events

Seminar Hotline

Phone: +1-866-381-8446 ( USA & Canada toll-free) or +1-410-230-1243

or E-Mail: events@internationalliving.com

Disclaimer: International Living and any of its agents and speakers do not provide any individual, personalized investment advice. This seminar provides only information to the general public, and at no time should any person acting as an agent or speaker at the seminar be relied upon as rendering personalized investment advice. International Living may receive compensation from speakers and presenters selling their respective products at seminars. The compensation may be in the form of a sponsorship fee, flat fee or commission from sales. Advertising you may receive from their companies should not to be construed as originating from or connected in any way to International Living.

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