Imagine if you had full access to over 40 world-renowned offshore experts who could help you think, plan, and organize every single aspect of your new life overseas with such precision that absolutely nothing would be left to chance.

Meet us this October at the sensational Playa Bonita Resort in Panama City, Panama, for the Ultimate Event - the biggest event in International Living’s 26-year history - and our experts will show you, step-by-step, how you can quickly and easily:

	Find your dream home in Paradise…
	Retire overseas for pennies on the dollar…
	Enjoy more fun in the sun…
	Profit from offshore opportunities…
	… and a whole lot more!

The Ultimate Event will be unlike any other event that International Living has ever hosted. Reserve your seat before this landmark event sells out, and you’re guaranteed to find out how relocating overseas can vastly improve your standard of living.

Dear Friend,

This time next year, with the right connections, you could finally own your own second “dream home”…

… and live right on the beach, in the mountains, or in the big city - for $97,000 or less…

You could start taking advantage of the world’s most benefit-laden retirement programs…

… and cut your cost of living by 35% to 50% or more…

You could finally start spending most of your time pursuing what really interests you…

… and learn how to salsa-dance… salt-water fly-fish… speak Spanish… become a travel writer… or volunteer in the local community…

And you could even start maximizing your spending power while minimizing your tax liability… 

… and protect your assets from outsiders… open an offshore bank account… invest in undervalued real estate … or even open your own B&B, tour company, or dive shop…

The Choice Is Yours – Right Now…

When you allow yourself to consider the possibilities beyond U.S. borders, you’re on the road to discovering just how romantic, exciting, interesting, inspiring, and profitable life can be.

But you’ve got to make the decision to open your mind. It’s a single, straightforward…but, at the same time, dramatic and potentially terrifying choice.

Here’s my personal challenge to you right now:

If you've had thoughts of someday living in Paradise, of starting over in your own Shangri-la…of living better, for less…of enjoying better weather…of realizing your lifelong daydreams of fun and profit overseas…yet continue to put these dreams aside month after month... year after year... because you're afraid it'll be too difficult, too complicated, too frustrating…

… then I have three words for you:

Do it now.

A little more than 12 years ago, International Living launched an annual series of tours, conferences, exhibits, seminars, and events. We designed these programs to help our readers discover our latest findings and recommendations – firsthand – in the company of International Living staff, acclaimed offshore experts, well-connected locals, seasoned expats, and fellow attendees. Today, we sponsor over 20 such programs each year - in our most recommended destinations. These exciting programs include: Live Overseas Conferences - For those just starting out on their dream of living in Paradise, who haven’t yet narrowed down their search to a specific destination… Live and Prosper Conferences – For readers already interested in particular destinations we believe hold out particular opportunity, benefit, and appeal… Global Real Estate Forums – For anybody looking for one or more ways to finance a lifetime of international travel… and make a nice living in the process… So, what makes the Ultimate Event different from the Live Overseas Conferences, the Live and Prosper Conferences, and the Global Real Estate Forums? It combines all of these events into one! Attend the Ultimate Event and you’ll get the best of all worlds - and a whole lot more… Not only will you gain a comprehensive understanding of everything we cover at all of our other conferences – combined - but you’ll also have time to enjoy all the amenities of the sensational Playa Bonita Resort – a luxurious beach resort on the outskirts of Panama City, Panama that boasts 20 acres of lush, green rainforest, warm, turquoise waters, and spectacular purple-hued sunsets. Reserve your seat at the Ultimate Event before it sells out, and you can take part in the biggest, most comprehensive event in our 26-year history. Register for International Living’s Ultimate Event now.

Make 2006 Your Greatest Year Ever

Make 2006 the year you finally start transforming your thoughts and dreams into something real… something you can touch… something you can start enjoying with friends and family - as soon as possible.

Don't let another year slip by as you dream and imagine and wonder.

Get started – right away.

But where do you start? What do you need to know?

And who will help you answer the biggest questions you’ll face when planning your new life overseas?

• How do you decide which country is best for you?
• How do you plan and manage your retirement savings?
• What will you do with your time when you’re settled into your new locale? (Nobody can play golf or bridge forever…)
• How can you protect your nest egg from outsiders while continuing to earn additional income?

These key questions, and many others, are best answered by the experts.

Seasoned, experienced, qualified, well-connected professionals who specialize in offshore living…

Professionals who have been there…done that…

Join us in October at the luxury beachfront resort and spa Playa Bonita to discover your fastest route to Paradise.

… and who are ready, willing, and able to share their hard-won, ultra-specialized insider tips, secrets, strategies, resources, and personal contacts - directly with you.

Offshore professionals such as:

• Global entrepreneurs
• Tax specialists
• Immigration experts
• Real estate gurus
• Health care professionals
• Seasoned expats
• Well-connected locals
• … and many others

Like you, many of our speakers once had a dream of living and prospering overseas. And they’ve got some great stories to tell about “how they did it” At the Ultimate Event, you’ll hear the stories of established expats such as: Jennifer King, who is a classically trained French chef and worked in the hotel restaurant industry before moving to Panama from Oregon. She opened the La Cresta de Oro pet friendly Bed & Breakfast and is currently working with a non-profit group to compile a guide (and website) to Panama city restaurants. Steenie Harvey – Contributing Editor and Globetrotting Travel Writer: “18 years ago, I lived in England’s industrial heartland. My job wasn’t glamorous or well-paid – I was an office clerk in a printing factory. Preparing invoices, answering telephones, devising excuses why customers’ orders weren’t ready. "We left for a number of reasons. General dissatisfaction with life played a big part, but rising crime and falling education standards were factors too. Our daughter was 13, and England seemed a dreadful environment in which to raise a teenager. After she got stoned by a gang of youths - they objected to her Girl Guides uniform - I realized the country was shot to hell. "We swapped that life for a new one in western Ireland. (In 1988, sound cottages sold for a mere $10,000.) And rather than returning to the 9-5 grind, I created my own job – as a freelance travel writer. "It’s turned out pretty well. I live in an astoundingly beautiful country, have no fears for my family’s safety...and I get paid to travel the world. The stone-throwing yobs did me a big favor!” Mike Cobb – President, Gran Pacifica: "Almost four years ago my wife and 2-year-old daughter moved to Managua, Nicaragua for my work. We had originally anticipated a three- to five-year time but have grown to love our new home and plan to stay another five to seven years at this point. "The reasons are very simple. When we were ready to have children, we moved from the DC area to a small town about 60 miles west of the city for the small town values we wanted for our kids. We lived there for two years and then we moved to Managua, a city of 1.2 million and really found the 'small town' values we so much desired. "The love of family and real commitment to family is routine here. Values such as respect for parents and other 'elders' lives strong among the children. People are addressed with respect and I rarely if ever hear a child yell at an adult. Church attendance is high even among the youth, and a social conservatism is the norm. "The other real surprise was just how much our quality of life improved. Certainly, having domestic help sounds good, but the reality of never having any household chores has created a scenario whereby we have much more quality family time together. Every weekend, we decide what we want to do, and in the evenings, we can spend our time reading, playing games, or doing puzzles. "Time together as a family is important to us, and so are the values of our children's friends. In the search for the 'small town values,' the irony is that a city in a foreign country delivers more of what we wanted for our girls and for ourselves. We are happy to be 'home' in Managua." You’ll get the chance to meet and hear more from Doug and Lily, Steenie, Mike, and many other intriguing, well-traveled International Living staff, presenters, and fellow attendees at International Living’s Ultimate Event. Register for International Living’s Ultimate Event now.

Your Best Chance Ever To Finally Make Overseas Living A Reality

If you’ve ever thought of living overseas as a daunting, confusing, even overwhelming process, I’ve got some exciting and promising news.

All you’ve got to do is meet these experts. Take this one step. And, I promise you, you’re on your way.

When you do, not only will you gain valuable contacts who can help you with every stage of starting a new life overseas, but you’ll also learn how to minimize and mitigate the hassles, pitfalls, and rip-offs that can accompany an unassisted overseas move.

And on top of all that, you’ll make some intriguing new friends – from all over the world.

This is exactly what you can expect at International Living’s biggest event ever – this October in Panama

The Easy Way To Plan Your New And Extraordinary Life Overseas

For a select group of forward-thinking pioneers, the dream of enjoying a laid-back, fulfilling, affordable, and profitable overseas lifestyle will quickly take shape behind closed doors this October at a secluded Panamanian beach resort.

You’re personally invited to join this special group of like-minded adventurers
at the most prestigious event in International Living’s 26-year history.

It’s called the Ultimate Event.

Never before have we organized an event of such magnitude.

Reserve your space before this landmark event sells out, and here’s a taste of what you can expect:

• Over 40 of the world’s foremost offshore experts will show you, step-by-step, how to create a new, fulfilling and meaningful lifestyle for yourself overseas - without spending a fortune.
• An exhilarating stay at a luxurious beach resort that boasts 20 acres of lush, green rainforest, warm, turquoise waters, and spectacular purple-hued sunsets.
• An unprecedented collection of EIGHT special reports designed to make your transition to overseas living as easy, affordable, and hassle-free as possible.

… and much, much more.

Attend the Ultimate Event and our “Dream Team” of experts will hold you by the hand and show you, step-by-step, exactly what you need to do to maximize every possible aspect of extraordinary overseas living.

The Ultimate Event covers absolutely everything we write and speak about at International Living.

You’ll get everything you need to know to make your dreams of luxurious, affordable, and profitable overseas living a reality – straight from our panel of acclaimed offshore experts.

And you know what?

Someday soon after the Ultimate Event, you could very well be sitting on the beach in front of your new beachfront home… watching the sunset… sipping on a refreshing beverage… soaking it all in…

Dubrovnik, Croatia, jewel of the sparkling Adriadtic... Not a bad view to enjoy from your balcony every morning.

... finally taking the opportunity to say to yourself, “I’ve finally done it. Yes - This is what it’s all about…”

Start Enjoying An Exciting New Life Of Pleasures and Prosperity – Right Away

As you know, for the past 26 years, we at International Living have been helping our readers make their dreams of starting a new life overseas come true.

Take a look:

“The World’s #1 Retirement Haven”

John Pasey was an engineer with a waste-management business in San Francisco. His work took him to more than 50 countries, so it’s safe to say he knows the world quite well. In 1999, he sold his business and retired to Panama.
Now he and his wife and Cheryl own a villa on the remote tropical island of Contadora, where they spend plenty of time relaxing each year.
“We thought we were buying a vacation home, but what we really got was a big new family of fellow island dwellers,” said John.  “When someone catches fish, it turns into a social dinner with the other residents.”
“We can walk to the beach and usually have it to ourselves,” Cheryl added. “But when we see someone else they’re always friendly. On this little island, we’re all friends.”

Panama has been International Living's top retirement pick for five years running. It's a nation worth your consideration -- both as a place from which to base a business and for a part-time or full-time home. What you'll learn at this conference will serve you well no matter where you wind up. But you should know, too, about these particular benefits Panama offers… Affordable First World Health Care -- Panama's health care facilities are the best in Central America. And they should be, they were built to U.S. standards while the U.S. was running the Panama Canal. You'll find nearly any health care services that you could ever want, but at a fraction of the prices and with a level of personal service--like house calls--that you can no longer find at home. The World's Premier Pensionado Program -- save on almost everything… including recreational travel. As a pensionado you'll receive: 50% off entertainment--such as movies, theaters, concerts, and sporting events, 30% off boat, bus, and train fares, 25% off airline tickets, up to 50% off hotel stays, and 25% off at restaurants… Modern Infrastructure -- Panama has great roads, high-speed Internet access, cable TV, electricity that works 24/7 just like back home, first-rate health care, drinkable water, edible fruits and vegetables… and much more. Once again, because much of the infrastructure was built for the benefit of U.S. troops and canal personnel stationed in Panama, you'll find things work much like they do at home. Great Shopping -- You can find nearly anything that you want. Panama has numerous modern shopping centers. Plus many of the stores that you love to shop at back home. Panama boasts American-quality goods and services… pretty much all of the modern conveniences you're used to… only, in Panama, you won't be paying anywhere near U.S. prices for them. Generous Incentives for Entrepreneurs -- Unbeatable advantages for entrepreneurs include the investor residency program and a host of financial incentives -- especially tax relief.

“The Caribbean’s Best Kept Secret”

Penny Leigh spent a year liquidating her Colorado gift shop, and many home garage sales and donations to shed a rural, mountain, winter lifestyle in exchange for an island dream lifestyle on the Caribbean island of Roatan in Honduras.
From her home, she can walk down a staircase to her own private lagoon during the daytime for swimming in the Caribbean Sea. “Seahorses are real,” she says. “You can see them while snorkeling or diving.”
And at night, she frequently gazes at the brilliant sky - trying to identify all the constellations.  “It’s amazing how many stars you can see when there’s no light pollution to cloud the sky.”

However, Penny does have one regret about moving to Honduras – and it’s a big one.

“We should have done this years ago,” says Penny. “For us, Honduras is the ‘Final Destination.’ Even with many surprising adjustments, we have never been happier or felt more like we’ve finally come home.”

“North America’s Most Popular Retirement Destination”

Fed up working 12-hour days as a family physician in California, Murray Friedman uprooted and left the rat-race behind. He opted for Mexico, where he and his partner run a B&B in San Miguel de Allende--a destination famous for its charming colonial architecture, natural hot springs, and mild, year-round weather. Now it’s Murray’s adopted hometown.
“Life’s too short” is Murray’s mantra. “Here, we have a new-found appreciation of each day. We enjoy our new lives tremendously.” To top it all off, Murray notes, “People smile at strangers--in New York, most avoid making eye contact. There is plenty of entertainment around town--from tango dance lessons to jazz sessions and performances by local musicians to get you in the festival mood.”
Not only is Murray’s new business in Mexico profitable, but enjoyable and fulfilling as well…“Last year, our occupancy rate was 95%,” says Murray.

“On www.tripadvisor.com we have been ranked the top place to stay for the Inn/B&B category in San Miguel for more than six months… We have excellent staff and make friends with many of our guests.”

This is just a small handful of readers who replaced their former routines with much more exciting, fulfilling, and unique activities.

Where could your dreams of a new life take you? We'll help you find out...

They’re now doing the things they’ve always dreamed of doing. The kinds of things they did before life got “complicated.”

And some of them are even starting new businesses - and making a profit while they’re at it.

You can start living just like this, too… and much sooner than you think...

How?

By learning directly from the experts that have already done it when you attend International Living’s Ultimate Event.

Register for International Living’s Ultimate Event now.

The Beginning Of Your Most Epic Adventure

My name is Kathleen Peddicord, Publisher of International Living.

About a year ago, I was chatting with my daughter, Kaitlin, who was 16 at the time. Like many teenagers, Kaitlin isn’t shy about speaking up when she’s got something on her mind.

But what she said to me this time was, well, a little surprising…

“Mom, does it ever bother you that your life is over?”

Over?

At first, I was shocked. It had never occurred to me to think that my life was “over.” 

Far from it.

But, Kaitlin, aged 16, couldn’t imagine what more might lie ahead for me. I’m married. I have two children. “I’ve had the same job forever,” as Kaitlin puts it. I’ve traveled. Seen some of the world. What more could there be?

Yikes, I realized…could there be any truth to Kaitlin’s question?

• Is life really "over" at some point?
• Are fun and excitement eventually replaced by stress and worries?
• Do people wind up telling themselves, "There’s got to be more to life than this…?" Only, then, to spend years wondering about what that something “more” might be?

Maybe…sometimes…for some people. But I’m happy to report…not for anybody I know.

The truth is, thinking about questions like these is a complete waste of time.

Do you ever wonder, "There's got to be something more to life than this?" There is. Come... let us help you discover it...

Here’s my point.

When you make the world your playground, you’re always starting new and exciting things… just like you did in your free-spirited early years.

You could:

Open a new jewelry shop in Mexico… Teach scuba-diving in Honduras… Start a new import-export business in Ecuador… Teach English in Vietnam… Write a novel in Paris… Surf in Nicaragua… Open a ranch in Argentina… Own your own olive grove in Italy… Restore an old castle in Romania… Start your own charity in the Dominican Republic… Ride a donkey in Greece… Learn salsa dancing in Venezuela …

… the possibilities are as limitless as your imagination.

Yes – when you expand your world beyond your own shores, your future can be just as big, bright, bold, new, and exciting as that of any teenager or young adult…

Meet us at the Ultimate Event – the biggest, most comprehensive, most prestigious gala event that International Living has ever hosted - this October 18 - 21 at the sensational Intercontinental Playa Bonita Resort near fast-booming Panama City, Panama, and you’ll learn, step-by-step, exactly what you need to do to make what will likely be your most epic adventure ever a tangible reality – as soon as possible.

Register for International Living’s Ultimate Event now.

Too Many Questions? Too Much Confusion?
Not after the Ultimate Event

If you’ve ever done any homework on starting a new life overseas, you’re probably aware that the more research you do, the more confused you are.

• Which country should I live in?
• How much will it cost me?
• What do I need to do first? Second?
• How can I make sure I don’t make any huge mistakes?
• Who can help me?
• Who can I trust?

… the list of questions goes on and on and on…

Maybe you dream of a new life in Paris – complete with a view of the Eiffel Tower from a 17th-century restored loft where you can smell the fresh croissants baking outside your window and watch passers-by stroll down the narrow cobblestone streets.

Or maybe big-city living is out of the question.

Maybe you want to live right on the beach. “Give me the sand and surf outside my doorstep in the morning – and breakfast served by my maid,” you say. “I want lapping waves right in front of me. Sea, sand, swaying palm trees, and sensational sunsets. And I want to grill that $2 lobster I bought from a local fisherman for dinner tonight!”

Or maybe you still can’t make up your mind… A penthouse apartment in Argentina? A bungalow in Thailand? A casita in Nicaragua? A cottage in Ecuador? A castle in Bulgaria? A villa in Spain? A beach house in Honduras? The more you think about it, the more confusing it gets. That’s why it helps to have a strong set of inside contacts – well-informed, “in-the-know” expats, professionals, and locals who have already made the big move and are now reaping the benefits of an overseas lifestyle.

What are you in the market for right now? A new life? A second chance? An adventure? A second home in Paradise? Maybe a chance to make some money? So many choices... So many chances...

Since all the experts you’ll meet at the Ultimate Event have many years of overseas living, traveling, and work experience, they can show you the quickest, cheapest, and most hassle-free way to get what you want from the offshore world – while avoiding all the pitfalls along the way.

No Subject Will Go Uncovered At The Ultimate Event

At International Living's Ultimate Event, you'll enjoy the rare privilege of gathering the latest information on every single aspect of enjoying a simple, luxurious, yet affordable international lifestyle.

Absolutely no subject will go uncovered.

Overseas real estate purchase process…profitable business opportunities… offshore asset protection… money-saving retirement programs… How to stay in touch while overseas… How to ship your personal belongings… How to work from anywhere in the world… The best beachfront properties in the world… The best retirement bargains in the world…The best health care in the world...

… and much, much more.

Even if you come to this conference knowing almost nothing about living overseas, other than simply being interested in it, you’ll leave with a solid set of contacts, wonderful memories, and a complete, step-by-step game plan that details how to start enjoy an extraordinary and affordable life overseas as soon as possible.

You’ll put yourself on the fast-track to rejuvenating your lifestyle with some of the world’s most experienced experts at your side – helping you every step of the way.

It could very well be the start of the most exciting adventure of your life.

Register for International Living’s Ultimate Event now.

Yes - Your Childhood Dreams Can Come True

Ever since a trip to San Miguel De Allende, Mexico, as a young girl, International Living reader Louise Vejar of San Francisco had a dream of living in a quaint colonial home.

Years later, on a trip to Granada, Nicaragua, Louise and her husband Allen were drawn to a corner house, a block away from Parque Central.

It was a beautiful Spanish colonial home - exactly the kind of home she had dreamed of living in since her childhood.

However, her heart sank when she saw no “For Sale” sign posted outside.

“Not to worry,” assured their guide. “I can get that house for you.”

At the time, it was often difficult to tell which properties were on the market. The locals were too proud to display “For Sale” signs on their homes, as this would be seen as an acknowledgement that they were desperate for money.

Louise remembers, “I knew it was my house. It was in need of renovation, but it still had all its original timber doors and floors.”

“I am impacted beyond words. The plans I came away with have changed - changed for the better, because I have more to work with. Now our approach can be more direct - focused with very specific goals to achieve.” John Dobson

Thanks to the Vejars’ inside contact, they were able to take action without a hitch – and are now the proud owners of this beautifully renovated colonial home.

You’ll meet over 40 experts with the same intimate knowledge of local markets and inside connections as the Vejars’ guide at the Ultimate Event – contacts that will help you identify the hottest properties, simplify the buying process, maneuver through red tape, handle cultural and language differences, protect your investment, and much more…

Today, the Vejars own a total of 10 properties in Nicaragua – including a new home in San Juan del Sur - a funky little bohemian beach town centered around a beach set in a protected cove.

“Now we have a spectacular Mediterranean/Roman-style house, with 50-foot Roman columns along the front, 28-foot-high ceilings, and an infinity pool,” Louise says.

“The incredible views stretch all the way to Costa Rica, just a 30-minute boat ride away. The house turned out bigger than we had planned and much prettier than we expected… even nicer than the magazine picture we had originally modeled it on.”

Since the Vejars bought their first house in Granada, property values in this country have risen dramatically.

While they have not had their properties professionally valued, Louise estimates that some of their holdings have appreciated up to 12 times their original price, and possibly more. Going on prices paid for comparable lots in the area, Louise believes that their $3,500 lot on Lake Nicaragua is now worth more than $100,000.

However, finding her dream home wasn’t Louise’s only accomplishment. She was also able to get in touch with her creative side… and her investment side as well.

You see, since moving to Nicaragua 10 years ago, Louise has developed a keen interest in collecting paintings by local artists.

Moya, a world-acclaimed artist, is one of her favorites.

“He is an interesting, complex man who creates enormous sculptures,” she tells me. Among the couple’s collection is a two-ton statue of a woman holding a dolphin and a sculptured fountain in the shape of a voluptuous woman.

Louise also collects paintings by the artist Hugo De Palma.

“I believe that Central American art is a good investment, and artists here are quickly becoming popular in both this part of the world and internationally.”

How do the Vejars feel about their new life overseas? “We’re used to moving around…it keeps us young,” Louise laughs.

These are the kinds of opportunities you’ll discover at the Ultimate Event.

Reconnect With Your Youthful Side – In As Little As Six Short Months

Forward-thinking adventurers like the Vejars are enjoying downright enviable lifestyles… and we'd like to show you how you can follow in their footsteps.

Sure, you could go to an online bookstore and order a few books on living overseas.

Or you could just wing it on your own.

But this October in Panama, we've designed a program with the sole purpose of shaving years -- and untold dollars -- off your learning curve.

You see, the inner circle of experts we've invited to speak to you have decades and decades of experience in the real world. They'll be sharing practical, proven secrets that you can put to use immediately to have living and prospering overseas in as little as six short months… perhaps even sooner.

Now, that might sound like an ambitious promise.

But I have no doubt that if you put into action the insider techniques, tricks of the trade, and real-world secrets you'll learn at this unprecedented event, you’ll save yourself months -- if not years -- of costly trial-and-error.

Not to mention thousands and thousands of dollars.

And in just a matter of a few short months -- you could launch for yourself a whole new life… a life where you spend time doing the things you’d really rather be doing.

Register for International Living’s Ultimate Event now.

Discover The Four Key Components Of
An Extraordinary Overseas Lifestyle

Unlike other International Living events, each day at the Ultimate Event will focus on a different key component of successful overseas living.

Here’s a small, small taste of what you’ll discover in four days:

October 18, 2006 – FIND YOUR DREAM HOME IN PARADISE

Learn everything you need to know about finding the home you’ve always dreamed of owning, but perhaps thought you could never afford… until now:

• Ten reasons why living in Panama makes so much sense
• The insider’s guide to Mexico
• The Caribbean’s best-kept secret
• South America’s hidden gems
• Hot opportunities in post-devaluation Argentina
• How to own property in Thailand, Croatia, and Spain
• The pros and cons of retiring in Europe
• How to understand an international real estate market
• How to design your dream home
• The pros and pitfalls of restoring a home

October 19, 2006 – RETIRE OVERSEAS FOR PENNIES ON THE DOLLAR

Find out how you can take advantage of the best places in the world to stretch your retirement income further than you could possibly imagine:

• How to redefine your definition of “retirement”
• The top 14 places in the world to retire
• The World’s #1 Retirement Haven
• The 10 most important things to remember when retiring overseas
• How to make the most of your new retirement haven
• The world’s most affordable retirement haven, where you can live well for less than $1,200 a month

• How to open an overseas bank account
• How to cut your cost of living by 35% to 50% or more
• Where you can find first-world health care and deeply-discounted prescription drugs
• How to set up a portable global office – and stay in touch from anywhere in the world

October 20, 2006 – REINVENT YOURSELF ABROAD

We’ll show you how to make the transition from home to abroad as easily as possible – and how to get involved in the community – and have a lot of fun - once you’re up and running:

• How to ship your belongings overseas
• How to stay healthy while traveling
• How to stay in touch: communicating from anywhere in the world
• How to make new friends, beat culture shock, and adapt to your new surroundings
• The easy and affordable way to learn Spanish
• Learn how to salsa dance
• Make a difference: ideas for giving back to the community
• How to start your own charity
• Where you can hike up a volcano… listen to howler monkeys… swim with whale sharks… ski in July…

October 21, 2006 – PROFIT FROM OFFSHORE OPPORTUNITIES

You can reap the benefits of the world’s strongest banking secrecy and financial privacy laws while at the same time running a profitable business in an offshore paradise. We’ll show you:

• The best offshore banking center in the world
• The pros and pitfalls of international real estate
• The easy way to implement offshore estate planning
• How to finance your overseas property through your IRA
• How to identify currencies with a global perspective
• How to start a business overseas – open your own B&B… fishing charter company… dive shop…
• How to become a travel writer, travel photographer, and other occupations you can pursue from anywhere in the world
• The most promising franchising opportunities in Latin America
• What you need to consider when managing short-term rentals
• How to get started in the profitable and exciting Import/Export business
• home
• Taxes for American expats – what you need to know

After almost 100 power-packed hours at International Living’s Ultimate Event, you’ll have at your disposal a core group of inside connections from over a dozen countries… a step-by-step game-plan… an unprecedented collection of eight bonus reports…hundreds of new ideas… new friendships with like-minded adventurers like yourself…

… not to mention a bunch of new and wonderful memories of your unique trip to Panama – “The World’s #1 Retirement Haven” at the lovely Playa Bonita Resort.

And by the time you get back home, after the Ultimate Event is over, I’ve got a hunch that you’ll feel like you’ve already got “one foot out the door”… because you’ll know with total conviction how easy and affordable it is to start a new life overseas.

You’ll know exactly how to make your dreams of returning to a carefree, laid-back living come true – step-by-step

Learn from Our Panel of Experts How You Can
Use Overseas and Offshore Strategies to Your Advantage...

Kathleen Peddicord, Editor and Publisher, International Living. Kathleen Peddicord has been editor and publisher of International Living, a monthly print newsletter with a companion online service that explores opportunities worldwide for travel, lifestyle, retirement, and investment, for 20 years. Kathleen has traveled to more than 35 countries and owns  property in 13. She speaks and writes often on the topics of breaking into foreign real estate markets and living and retiring abroad and has appeared, speaking on these subjects, on radio and TV. Lief Simon, Editor – Global Real Estate Investor. Lief spends half the year traveling in search of real estate opportunities around the world. He holds a Master's Degree in International Management from Thunderbird; has owned real estate in Europe, Central America, and North America; and currently manages a corporate portfolio of rental investments around the world. He has recently moved with his family to France, and over the years has lived and worked on five continents and has traveled to more than 35 countries…and counting. Robert E. Bauman, JD, Legal Counsel, The Sovereign Society. Bob is a former member of the U.S. House of Representatives and author of The Offshore Money Manual and The Oxford Club Wealth Protection Series. He also edits the well-known e-mail newsletter, The Sovereign Society Offshore A-Letter. No one knows the A-Z of going offshore like Bob Bauman. Kathy Canton, Empresas Bern. For 26 years Empresas Bern has been active by building commercial, residential, and tourist projects - all of them constructed with the highest standards of quality - plus innovative architectural designs – setting the standard in the Panamanian construction industry. Kathy Canton joined Empresas Bern in 2003 and has become leader in sales for two years in a row; expanding the local market, and working very closely with IL readers and their property investment initiatives in Panama. Jose Bern, Project Manager, Empresas Bern. Jose Bern holds a Bachelor in Civil Engineering from the Georgia Institute of Technology (1991), MBA from Georgetown University (1997).  Has worked in the real estate arena in Panama since 1998, and is a board Member of the Panamanian Construction Chamber, Caja de Ahorros (one of the top 10 banks in the country), and Empresas Bern. Charles O. Butler, Jr., Director, Everbank World Markets Chuck Butler is Director of Everbank World Markets and the author of the popular “Daily Pfennig” newsletter.  Mr. Butler is also a frequently quoted and respected analyst of the currency market; in the past two years alone he has appeared on, was featured or quoted in, or World Markets referenced by: The Wall Street Journal, US News and World Report, CBS MarketWatch, USA Today, CNNfn, The Chicago Tribune and many other publications. Neil George, Editor, By George Neil is an investor, philanthropist, professor and editor of Personal Finance as well as the daily By George, Bond Desk and The Inner Circle. He also serves as a professor and board member of Webster University's School of Business and Technology. He comes with the history of  his appointments as Chief Economist at a number of institutions, including Mark Twain Bank, Mercantile Bank and British-based Guinness Flight as well as cutting his teeth in the business with Merrill Lynch International Bank in Europe, Asia and the Americas. He has labored in six continents and continues to capitalize on his local knowledge to analyze the globe's markets and economies. Neil earned an undergraduate degree from Kings College in Economics and an MBA in International Finance from Webster University in Europe. In addition he serves on boards of selected foundations addressing the needs for the global education and health of Americas youth as well as the rights and welfare of animals around the world. Michael Chatzky, Chatzky and Associates, A Law Corporation. Michael's law practice focuses on foreign and domestic trusts, corporate structures, and U.S. federal and international taxation and wealth protection. Robert Chernick, President, Westridge Investment Group Inc. As Vice Chairman of a private company he was a founder of and responsible for developing the Four Seasons Destination Resort in Scottsdale, Arizona, a $125 million project encompassing an interval ownership element. Additionally, from 1970 until present, he has raised capital and developed in excess of $500 million of real estate in Canada and the United States. Brandon Clogston, Country Consultant  -- International Living Panama, Editor – Panama Insider. As editor of Panama Insider and Country Consultant for International Living, he focuses on issues pertaining to retirement and relocation, investment, offshore banking and travel in Panama. Michael Cobb, President – Gran Pacifica. During a successful career in the computer industry, Mr. Cobb decided to leave and pursue more pioneering opportunities in the emerging real estate markets of Central America.  He and his business partner formed a company, Exotic Caye International, to provide loans to North Americans purchasing properties in Belize, Honduras and throughout the region. Jorge and Lori Estrada, Cumbres de Montecristo. Jorge Estrada, the great grandson and nephew of three former Nicaragua presidents, and several Premier Generals of the Republic, always had a dream of accomplishing the extraordinary in Nicaragua.  He and his wife Lori currently manage Cumbres de Montecristo – an exclusive oceanfront residential community on the Pacific coast of Nicaragua. Ron and Janine Goben, International Living, Honduras. Ron and Janine Goben have lived in the Bay Islands of Honduras since 1998. They left the stress of corporate America and the increasing population of Colorado for a simpler life and opened the local office of International Living there in 2004.They have traveled all over Honduras and discovered the natural beauty and bountiful resources of this small and friendly country. Now, they pass along the secrets of their adopted home with IL readers and share their knowledge of investment and lifestyle opportunities there. Giulia Gonzalez, Rentals Manager, International Living. Giulia was born in Panama, and graduated from Nova Southeastern University in Panama City with an M.B.A. with specialization in Marketing from Florida State University. Giulia has lived in all many countries, which has added to her understanding of various cultures. She joined International Living Panama as of January 2006 as Rentals Manager and has spent these months developing several projects which are oriented to serve IL readers as they relocate and invest in Panama. Tom Gordon, Rancho Santana, Nicaragua. Thomas J. Gordon has been involved in Real Estate since 1986. He has lived at Rancho Santana for almost a year and has become an expert in the local market. Currently he manages the three-person Sales Team at Rancho Santana. He graduated from the University of Dayton with a Bachelor of Science degree in 1976. Larry C. Grossman, CFP®, CIMA® , Sovereign International Asset Management, Inc. Larry is a Certified Investment Management Analyst-one of only about 1,500 in the United States – and was one of the first financial advisors to develop a compliant method for helping clients take their IRA’s and pension plans offshore for asset protection and greater investment diversification. He specializes in domestic and international financial planning and investment management. Philip M. Hahn, CEO, Nautilus Associates, Inc. Phil Hahn is not easily categorized. He is unquestionably a visionary. Repeatedly, he’s been among the first to recognize development opportunities, both domestic and international. As witnessed in his development at Orchid Bay in Belize, he is committed to preserving the environment and culture of this unique region. Lee A. Harrison, Contributing Editor, International Living. Lee came to International Living after a 30-year career in the U.S. electric power industry in many diverse locations.  Taking advantage of an post merger early retirement offer, he left in 2001 at age 49 and moved to Cuenca, Ecuador where he lives and works today. He is currently working as our Latin America Roving Editor, spending about 50% of his time on the road this year. Steenie Harvey, Correspondent, International Living. Steenie Harvey has been writing for International Living for the past 14 years. The magazine's 'roving Euro Editor,' she travels every month - not just to Europe, but also further a field. In the last year she has investigated real estate in Thailand, Austria, Spain, Scotland, the Greek island of Crete, Poland, Switzerland, and the French West Indies. When she's not on the road, Steenie lives in County Roscommon, Ireland. Suzan Haskins & Dan Prescher, International Living – Mexico. For more than three years now, Suzan and Dan have been exploring and researching lifestyle and investment opportunities in Central and South America, the Caribbean and Mexico on behalf of International Living. To share their experiences, and to inform others about how to safely and securely buy Mexican leisure, investment or retirement property, they developed www.MexicoInsider.com and www.LatinAmericaInsider.com Robert G. Kroesen, United Nature. Robert G. Kroesen is a Panamanian of Dutch origin. He has advised companies and several Panama law firms on their global marketing and public Relations strategies. He also became involved in one of the largest reforestation projects in Panama. Rainelda Mata-Kelly, Law Offices Rainelda Mata-Kelly. Rainelda holds a Masters of Law from Cornell University. In 1991, she became a Miami Correspondent for La Prensa, the Panamanian newspaper, and then went on to be that paper's Executive Editor. Since 1989 she has also been engaged in her own private practice, specializing in corporations, immigration, commercial and shipping law of Panama. Turalu Brady Murdock, First American Title Insurance Company, Caribbean/Latin America Division. Turalu Brady Murdock is Vice President/Counsel of the Caribbean/Latin America Division of First American Title Insurance Company based in South Florida.  Tuey served for many years as a National Board Member of the National Peace Corps Association, Washington, D,C; and she is presently a Board Member of the Returned Peace Corps Volunteers of South Florida in Miami.  She was a Peace Corps Volunteer in Colombia for two years. She has lectured extensively on title insurance related issues throughout the United States, the Caribbean and Latin America. Paul & Maria Reynolds, JR Reynolds Propiedades. Paul A. Reynolds and his wife Maria are the principal owners of Reynolds Propiedades & Relocation - which has provided expatriate real estate and relocation services in Argentina for 39 years. The firm has three offices in Buenos Aires, another one in Patagonia, and one in Punta del Este, Uruguay. Marzena Romanowicz, Mexico Country Consultant. Born in Wroclaw, Poland, Marzena is a renaissance woman, with interests in photography, languages (she’s fluent in Polish, English, and Spanish and is studying Brazilian Portuguese and modern Greek), science, chemistry, literature, Cuban music, real estate investment, property renovation, furniture-making, and woodworking. In early 2006, she joined the IL team as Mexico Country Consultant. Joseph Rosko, Local Office Nicaragua Publisher. Joseph Rosko III is a graduate of The Catholic University of America in Washington DC where he earned a degree in International Politics. Earlier this year, Joseph took on the role of Director of International Living’s Local Office in Nicaragua. In this role he will provide in-country support to International Living readers. Derek Sambrook, Managing Director, Trust Services, S.A. Derek is a graduate and Fellow of the Institute of Bankers in South Africa and member of the Society of Trust & Estate Practitioners (London). For the past 35 years, he has specialized in the corporate and trust fields in Africa, North and South America, Europe, and the Caribbean. Brendan Sharkey, Director of Individual Travel Programs, HTH Worldwide. Brendan is frequently called upon to discuss the travel insurance landscape. His most recent contributions include CNBC Morning Television, WGN AM Talk News Radio, The Wall Street Journal, USA Today, Consumer Reports Magazine, Washington Post, Los Angeles Times, Insure.com, Health Insurance Underwriter, among others.  Arie Schwartz, Playa Blanca Resort. Arie Schwartz is currently Commercial Manager of Financomer, a leading lending company in Panama where his role is to deliver optimum efficiency and profitability from a finance perspective, by maximizing business through diligent application of proper contractual and commercial practices with the minimum of risk. Dan Taylor, Owner & Developer, Keyhole Bay. After living in 13 different states in the U.S. and almost that many countries overseas, Dan and his wife Sam decided to find a place to enjoy “the good life.”  They researched 113 different locations and ended up on the island of Roatan in the Bay Islands of Honduras. Dinesh P. Vaswani, Executive Vice President, Tucan Real Estate Holdings, Inc. Dinesh created a concept that is today the Tucan Country Club & Resort – Panama City’s only Residential Resort development. Hildegard Vásquez, Hache Uve. Hildegard Vásquez is an architect specialized in historical restoration projects and is a major contributor to the recent upsurge of real estate investments in Casco Viejo restoration projects.  Monique de Roux, Scotiabank. With a strong background in business, Monique joined the Scotiabank family in 2004 as a Personal Banking Officer. A year later she was promoted to Home Financing Specialist. She deals mainly with foreign clients that are coming to invest in Panama.   Jeff D’Arcy, Greenwood Property Development Fund Limited. Jeff D'Arcy is an integral part of the management of Greenwood Property Development Fund Limited, an Australian public company which is actively involved in capital raising, construction and the marketing of selective beachside residential apartment developments.   Andrew Reed, Ilisa Spanish Languange Institute. Andrew Reed has over 10 years experience in the training and education field.  He recently relocated to Panama with his wife to become Director of Sales for ILISA. Founded in 1987, ILISA is a medium-size Spanish language school located in the City of Knowledge in Panama City. During their nearly 20 years of existence, ILISA’s team of qualified and dedicated Spanish teachers has trained thousands of people from all over the world to speak better Spanish. Dan Prescher, International Living. Dan is a native of Omaha, Nebraska, U.S.A., and a graduate of the University of Iowa Writers’ Workshop. Dan and his wife, Suzan, ran a successful marketing and corporate communications business in Omaha until 2001, when they decided to live the dream before they were too old to enjoy it. They joined the International Living team, sold the house and cars, and have lived offshore ever since. They’ve managed International Living offices in Ecuador and Mexico, and in August 2006, they made their most recent move, relocating to Panama. Dan currently hosts many of the International Living overseas events, and he also scouts for value-oriented residential projects and developments throughout Latin America. Suzan Haskins, International Living. Suzan was born in Tulsa, Oklahoma, and grew up in Dodge City, Kansas; Fargo, North Dakota; and Middletown, New Jersey, before moving to Omaha in 1976. She has a degree in journalism from the University of Nebraska at Omaha. In 2001, she left Omaha, along with her husband, Dan Prescher, to join the staff of International Living in Quito, Ecuador. From there, the Haskins/Prescher team moved to Mexico, and recently, they have moved again – this time to Panama. Suzan is International Living’s Latin America Editorial Director and is responsible for the company’s Latin America-based publications. Martina Dunphy, International Living. Martina, International Living’s Local Offices Director, joined the group in October 2000. Originally from Kilkenny, Ireland, Martina came to work for International Living in Waterford, and has worked her way steadily up the ladder. Her horizons have broadened both within the group…and geographically. January 2006, Martina took IL’s advice, packed bag and baggage, and moved to Panama City, where she continues to reside and to manage International Living’s growing office in Casco Viejo. From this base, Martina manages International Living's local office operations in Panama, Mexico, Honduras, Nicaragua, and France. In addition, she is hard at work expanding IL’s in-country networks. She looks to add offices elsewhere in Latin America and Europe and to establish IL’s first base of operations in Asia in 2007. Maria Savage, International Living. Maria was born in Rifle, Colorado.  She attended the University of San Francisco majoring in Political Science with an emphasis in European Studies and a minor in Theology.  After college she moved to Paris, France to improve her French and explore Europe.  She has travelled throughout Europe including England, Spain, Italy, Portugal, Greece and of course France.  She has been living in Paris since January 2005 and has recently joined the IL staff to help jumpstart the European office. Melissa De Leon, Panama Gourmet. Chef Melissa De Leon is originally from Panama. She has managed to successfully marry her love for cooking to the passion she feels for technology, including the internet, web design and marketing. Melissa is a Personal Chef graduated from the USPCI, and a Certified Personal Chef by the USPCA (United States Personal Chef Association). She is a culinary professional trained in California, the U.S., in Mexico, Panama, South America and in Asia. In March 2002, she traveled to Thailand and completed an intensive Thai cooking course at the internationally famous "Oriental Hotel Cooking School" in Bangkok. Chef Melissa loves to travel; she has been all around the globe! She looks forward to creating exotic meals and introducing them to her adventurous clients. Julio Fabrega, National Director, Investment Promotion, Ministry of Commerce and Industry of Panama. Mr. Fabrega studied at the American University in Washington D.C and the University of Latinoamericana in Panama. He worked for Texaco, Fundación Ciudad del Saber, and Samsung before joining the Ministry of Trade and Industry of Panama in 2004. Guillermo Ford, Alianza De Seguros. Mr. Ford has been involved with the insurance industry for 30 years. He started as a adjuster in a leading carrier, and for 27 years has been advising his clients as a insurance broker. He first worked with a independent broker, and in 1988 opened his own firm which merged in 1999 into "Alianza Intermediario de Seguros" - a leading broker firm in Panama with correspondents in Latin America(LBN), Europe(Globex), and the United States(Arthur Gallagher). Guillermo is the author of many insurance articles and also wrote a book on behalf of the health insurance products that are offered in Panama. Jennifer King, La Cresta de Oro B&B. Jennifer is a classically trained French chef and worked in the hotel restaurant industry before moving to Panama from Oregon. She opened the La Cresta de Oro pet friendly Bed & Breakfast and is currently working with a non-profit group to compile a guide (and website) to Panama city restaurants. Kit Marchel is an adventurer of the world and lived her dream by purchasing a home in Panama. She will share her reasons why she chose Panama as well as give you hints and tips based on her recent experience with purchasing including mortgage financing, banking, life insurance and equipping the home for living. A published author at the age of 19 and the manager of a celebrity-owned real estate portfolio in South Beach by the age of 27, Kit has nurtured her freedom quest by embarking upon “lifetime adventures,” including recently trekking the Himalayas in Nepal and Bhutan, bungee jumping and skiing in New Zealand, shark diving in Tahiti, studying the Tango in Buenos Aires, skiing in Chile, and personally donating school supplies to children in Cambodia. A devoted Lifetime Member of International Living for over 17 years, Ms. Marchel lives a diverse mix of sage investment, continual world exploration, and dynamic self examination.  Now a permanent resident of Panama and Los Angeles, Ms. Marchel commits daily to living her passions and educating others so they may tangibly realize their dreams as she has her own. Arianne Orillac, Xcc Logistics. Arianne graduated Suma Cum Laude from the University of Florida with a Bachelor of Science in Industrial and Systems Engineering and Minors in Business Administration and Italian Studies. She joined Xcc Logistics as Manager of the Miami warehouse operations where she improved efficiency and productivity. In September 2006, she was transferred to Xcc Logistics’ headquarters in Panama as Project Manager focusing on quality control and new business opportunities. Joel M. Nagel, Nagel & Associates, LLC. Mr. Nagel is founder and managing partner of the international law firm of Nagel & Associates, LLC.  The firm is Pittsburgh’s first law boutique focusing exclusively on international commercial transactions and immigration.  Mr. Nagel has been quoted in U.S. News & World Report on the benefits of retiring abroad. He has authored articles for International Living Magazine, The Oxford Club, Island Properties and Hemispheres newsletter and has lectured at conferences and seminars sponsored by the Central American International Investment Symposium, International Living and Assetstrategies.com, The Oxford Club, The Sovereign Society, The Hermitage Forum and The Money Expo. Johann Gamboa, HSBC. Johann Gamboa is an Assistant Vice President & Manager of HSBC’s Punta Pacífica Branch. He graduated in Banking & Finances, with an MBA, emphasized in International Business. He has considerable experience in banking services for foreigners, commercial loans and electronic banking. Johann is currently participating on a special Project: HSBC - Banking for foreigners. Charlie Weeks, Edwards Global Services. Mr. Weeks has an accomplished 28-year background in international management and development with responsibility for franchise systems ranging from $20 to $120 million in sales revenue. He has outstanding cross-cultural adaptation abilities with fluency in Spanish, broad-based international experience, and a valuable network of business contacts secured while residing and/or working in 24 countries in Europe, the Middle East, North Africa, the Americas, and Asia. Mr. Weeks has notable success and expertise in the critical multi-unit management areas of: turnkey project execution and management; operations standards, systems and controls; multi-unit restaurant operations; international team building and training; concept development; market research; and franchise relations. He is a graduate of the Thunderbird MBA program. * Speakers, topics, and schedule subject to change.

Get ALL Of Your Questions Answered – Straight From The Experts

At the Ultimate Event, our panel of over 40 acclaimed offshore experts will show you how to think, plan, and organize every single aspect of living, retiring, and prospering overseas.

And in the unlikely case that you don’t get all the answers you’re looking for from the main presentations at the Ultimate Event, you’ll enjoy many more valuable opportunities to get specific, detailed answers from our panel of experts.

During the Ultimate Event, you’ll get the chance to speak directly with the developers responsible for some of the most exciting real estate developments in Panama, Mexico, Belize, Honduras, and Nicaragua. These experienced developers – many of them expats - will provide you with all the details and answer all your questions about their respective projects – including how much it costs to own property there…  on-site amenities you can expect… early in opportunities you can make the most of… and much, much more. Here’s a list of the developers you’ll meet at International Living’s Ultimate Event: Empresas Bern Grupo Loft Istana Playa Blanca Playa Serena Procasa Tucan Country Club & Resort Vista Mar Lake Apanas Cumbres de Montecristo Rancho Santana Gran Pacifica Santa Rosa Orchid Bay Sonterra Keyhole Bay * Subject to change. Register for International Living’s Ultimate Event now.

Bring your most pressing questions to the following venues - outside the main presentations:

Break-out Workshops. Much smaller than the main presentations (about one-third the size) these workshops go into much more detail. The workshops are a great place to not only get your specific questions answered, but to find out all the nitty-gritty details about the particular aspects of living, retiring, and investing overseas that interest you the most.
	The Exhibit Hall. Open throughout the entire event, the Exhibit Hall is where you can visit and check out the presenters’ exhibit booths, introduce yourself, pick up their product brochures, and ask the expert as many detailed questions as you’d like – on a one-to-one basis. And you can stop by the Exhibit Hall anytime you like – during a main presentation… during a coffee-break… whenever you want.
Beach Bonfire Cultural Receptions.  We've included at least one sponsored lunch, two cocktail receptions on the beach – at least one of which will boast a bonfire and Panamanian dancers, and an optional group dinner where you’ll have plenty of chances to pow-wow with your fellow attendees and our expert panel to flesh out your ideas and chart a course of action that makes sense for you.

Our goal is to have you ready to start living overseas -- questions answered, plan in place – as soon as the Ultimate Event comes to a close.

With more than a million words of trenchant journalism under his byline and more citations in The Penguin Dictionary of Humorous Quotations than any other living writer, P.J. O’Rourke has established himself as America’s premier political satirist. His best-selling books include Parliament of Whores, Give War a Chance, Eat the Rich, and The CEO of the Sofa. Both Time magazine and The Wall Street Journal have called him “the funniest writer in America.” In his latest book, Peace Kills, O’Rourke casts his ever-shrewd and mordant eye on America’s foreign policy since the fall of communism. After watching the Berlin Wall come down, he went on to cover the fighting in Bosnia and Kosovo – “the unspellables versus the unpronouncables.” He traveled as a tourist to Israel during the second intifada and made an even stranger and sadder tour to Capitol Hill on September 11, 2001. He was in Egypt in the wake of 9/11 to walk Cairo’s “Arab Street” and then found the streets of America to be more alarming during anti-Iraq War demonstrations. He was in Kuwait and Baghdad during the Iraq War and finally made a pilgrimage to Iwo Jima for a reminder of what it was like to fight in a “total war.” ABOUT P.J. O’ROURKE: Since 1982, Patrick Jake O’Rourke has traveled as a foreign correspondent to more than 50 countries. He visited the Dome of the Rock Mosque disguised as “P.J. of Arabia.” In “Among the Euro-Weenies,” he was the first reporter to realize how much NATO allies hate us. And he foresaw the tragedy of post-war Iraq when, in Baghdad with the U.S. Army, he tried to buy beer and got cheated. O’Rourke was the Foreign Editor for Rolling Stone for 15 years and has written for such diverse publications as Automobile, House and Garden, Foreign Policy, The New York Times Book Review and Forbes FYI. He is currently a correspondent for The Atlantic Monthly and a contributing editor at The Weekly Standard. O’Rourke attended Miami University in Oxford, Ohio and graduate school at Johns Hopkins where he was a Woodrow Wilson Fellow. After receiving a M.A. in English, he worked at small newspapers in Baltimore and New York. In the early 1970’s, O’Rourke became editor-in-chief of The National Lampoon where he created, with Doug Kenny, the now classic 1964 High School Yearbook Parody. Whether dealing with the inner workings of Washington bureaucracy or the shifting sands of the new world order, O’Rourke proves himself to be a savvy guide to national and world affairs. His razor sharp insights never fail to inform and entertain. O’Rourke is known as a hard-bitten, cigar-smoking conservative; but, in fact, he bashes all political persuasions. As he puts it, “Giving money and power to government is like giving whiskey and car keys to teenage boys.” O’Rourke will speak at International Living’s Ultimate Event on Wednesday, October 18, 2006 – and will do a book-signing as well.

Ample Time to Mingle with Your Fellow Attendees and Speakers

You'll find -- as with all our live International Living programs -- that a certain portion of the real value of the experience comes not in the stress-reducing, money-making and money-saving information you're gathering… but in the casual interactions you have with the speakers and your fellow attendees.

No doubt that in the off-the-cuff remarks, in the informal exchanges at the bar or around the table at lunch -- you learn things you wouldn't pick up any other way.

And we've chosen our speakers because we know them to be not only extremely knowledgeable, but also unendingly generous with their time and expertise. I feel certain you'll find the access you gain at this event truly invaluable.

This opportunity is one that really can open up for you a whole new chapter in your life -- give you the flexibility and freedom you crave (and the income you need) to recapture those lost feelings of freedom, wonder, and peace-of-mind.

You're Ensured an Elegant Room, Excellent Service,
and a Discounted Rate

Of course, we'll be based during our time in Panama at a wonderful resort. The Intercontinental Playa Bonita Resort is a downright luxurious property -- complete with such high-end amenities as a swimming pool, health club, gymnasium, massage services, and spa.

Panoramic view of Playa Bonita Resort & Spa

• Every single room is elegantly appointed and boasts sensational ocean views…
• Bathrobes, daily newspaper service, and high-speed Internet access available…
• Free Sea Kayak Rentals for hotel guests – who else can say they’ve gone sea kayaking in the blue waters of Panama Bay?
• An exotic “swim-up” bar as well as a fully-stocked lobby bar. Perhaps you’ll enjoy a cocktail or two next to one of our experts…

And, of course, we've arranged for our conference participants an excellent discount.

As a conference attendee, you can take advantage of a discounted room rate of $140 a night, (single occupancy) or $150 (double occupancy). 

The rate includes full buffet breakfast daily, welcome cocktail drink and complimentary use of the fitness center.

(What's more, you can enjoy the special rate for five days before and after our event. So if you decide to extend your stay -- which I encourage you to do -- you can take advantage of the discount throughout your visit.)

Bring With You To Panama This October a Strong Desire
to Start Something New in Your Life

We'll provide you with all the tools you need -- all the how-to information about finding your dream home… choosing a place to live… keeping your cost-of-living down and your quality-of-life high…

…the best ways and smartest places to invest in real estate… how to turn your hobby into a profitable business… how to make travel tax-deductible… how to enjoy the world's best retirement destinations… and more…

As I've said, you won't just come away from these four days with guidelines on paper… In Panama this October you'll be learning strategies, I'm willing to bet, that will more than cover the cost of this conference.

In fact, I predict that a year from now, you'll look back and say just that: It was the smartest investment in your future that you ever made.

When the Ultimate Event comes to a close, you'll be genuinely prepared to return to a life of youthful idealism in some of the world’s most exotic locations.

A lifestyle that can deliver to you the freedom you deserve and the income-power you need to live anywhere in the world and enjoy the peace-of-mind that comes with it.

If there’s one thing you can count on at the Ultimate Event, it’s that you’re going to receive a lot of information.

Heaps of it.

And not just from the presentations… but from all the casual interactions and conversations you’ll have throughout the Ultimate Event with the International Living staff, our acclaimed panel of experts and your fellow attendees.

But if you’re thinking, “Who wants information overload? I’ll be overwhelmed… I’ll forget half of it within a few days… and I won’t know where to start!”

Not to worry…

We’ve taken specific steps to ensure that you not only have a way of retaining all the information you’ll get at the Ultimate Event, but that you will know exactly where to start – without getting confused or drowning in the details.

How?

The unprecedented collection of EIGHT special reports that you’ll receive as an attendee of the Ultimate Event.

This collection of special reports covers every single aspect of living, retiring, protecting your assets, and profiting overseas.

Here’s what you’ll get:

FREE REPORT #1 –Twelve Golden Rules For Buying a European Property: This important checklist, the product of decades of firsthand experience was written by Ultimate Event presenter and globetrotting travel writer Steenie Harvey. It will save you time and money before, during, and after the process of buying a home on the Continent. FREE REPORT #2 – How to Retire in Paradise on $19 a Day: Written with overseas dreamers like you in mind, it's an invaluable resource for anyone in search of a new life...in a new place...in Paradise. Featuring eight of our top havens for affordable retirement living (including Mexico, Panama, Croatia, and Thailand to name a few), you'll learn how to broaden your horizons, reinvent yourself...reinvent your retirement...and save money overseas. FREE REPORT #3 – Three Secret Goldmines for the Lucrative Traveler: Lucrative travel is the term we've coined to describe travel that doesn't just pay for itself, but can actually earn you $100,000 or more a year…and deliver the flexibility you need to live anywhere in the world. This report highlights three top destinations with "goldmine potential." That is…hot-spots where you can make serious money gathering article ideas, snapping photos to sell, and shopping for items that could yield serious profit back home. FREE REPORT #4 – Create A Lifetime Of Global Profits: There’s no doubt about it: Real estate may well be the best possible way for the average investor to safely amass a fortune. Yet, most U.S. investors are overlooking what we, at International Living, have found to be a simple truth: The best deals and the biggest opportunities in real estate today are not to be found within U.S. borders. In this report, we’ll show you four ways to finance your overseas purchase… seven dirty secrets of the international property game… the benefits of investing in overseas real estate… how much cash you’ll need to get started… and much more… FREE REPORT #5 – Why Panama Is The World’s #1 Offshore Haven: Alone among the world’s several offshore haven jurisdictions, Panama combines maximum financial privacy, a history of judicial enforcement of asset protection‑friendly laws, a strong, enforced anti‑money laundering law, plus tax exemptions for foreigners and for offshore business and financial activity. It also provides statutory authorization for trusts, corporations, private foundations and other legal entities. You’ll get all the details in this hot-off-the-presses report. FREE REPORT #6 – Worldwide Tax Summary: In this report, the staff of International Living provides you with a round-up of taxes in some of our favorite destinations: Argentina, Ecuador, France, Ireland, Panama, Honduras, Italy, Mexico, and Nicaragua. Minimizing taxes may not be your top priority as you consider a move overseas, but as a potential expatriate you should find out in advance about income tax, inheritance/gift tax, transfer tax, capital gains tax, rental income tax, property tax, and whatever other taxes may apply- before you take the plunge into a new life overseas. FREE REPORT #7 – Starting Your Own Overseas Business: Although starting a more traditional type of overseas business really requires a whole kit to itself, this report will provide you with more than a few ideas and insights to get you started. You’ll discover nine questions to help you decide on a sure-fire business idea… sole-proprietorships, business taxes, and other things you need to know… the entrepreneur’s checklist… an exciting industry in which you could make 800% profits… and more… FREE REPORT #8 – How To Prepare For A Move Overseas – A Checklist: This report will show you the latest of the knowledge we’ve acquired over the years. It contains not only some good staff research, but perhaps more importantly, it takes into account the experiences of our readers, correspondents, and writers, and even the adventures of my own family. Our version of the 12-Step Program (for selecting your overseas destination and getting underway) has been around for a while, and we continue to fine-tune it each time out.

VIP Membership in Club Panama ($149 Value) FREE When You Join Us for this One-of-a-Kind Conference

Attend the Ultimate Event and you’ll also get a complimentary charter membership into the all-new Club Panama-- the first and only IL in-country concierge club in the world.

Membership in Club Panama gives you complete access to our experienced team of in-country, on-the-ground experts – expats themselves living and working in Panama.

Our Club Panama team makes sure that you’re among the first to know about the latest discounts, bargains, and special offers relating to Panama’s retirement living, real estate, and business opportunities.

Club Panama members:

• Save up to 50% off first-class accommodation at more than a dozen top hotels and resorts throughout Panama.
• Save up to $10,000 or more on future real estate purchases in Panama.
• Save up to 20% on participating restaurants, golf, and luxury spas - all over Panama.
• Receive exclusive discounts on real estate in Panama. We continue to scour the country on your behalf ensuring you hear about the best opportunities first, and you get your Club Panama VIP discount.

Before we move on, let me show you one example of how much this exclusive benefit (receiving exclusive discounts on real estate) can be worth to you…

Tucan is a 180-acre gated residential community with a rainforest on one side and the Panama Canal on the other. It’s got access to health care, restaurants, exciting nightlife, national and an international airport only 15 minutes away. Some of Panama’s best beaches are less than an hour away from Tucan.

Tucan has the only golf course in Panama City - an 18-hole, par-72 championship course, designed by Jeffrey Myers. And every one of the 424 residences at Tucan Country Club gets an unobstructed view of at least one hole of the golf course.

Pricing starts at $199,000, a bargain compared to most golf communities in the USA. Should you purchase one of these residences, you’ll enjoy a 1.5% savings as a Club Panama VIP – and save at least $2,985 on your purchase.

That’s enough savings to employ a full-time maid in Panama for over two years.

As a member of Club Panama, you’ll also get a free consultation from one of our local experts to discuss everything you want to know about living, investing, retiring, and saving money in Panama. 

The best news of all?

You can join Club Panama – at no additional cost – simply by registering for the Ultimate Event today.

If you like the idea of launching a whole new life this year… of escaping the drudgery of the 9-to-5 world and trading in the boss… the commute… even the desk… for a life that allows you to rekindle your passions…

Then there's no better way to make it happen fast. I urge you to join me in Panama this October 18-21, 2006 for what will be a truly life-changing experience.

And at only $1,295, it’s an extraordinary value as well…

One More Added Bonus: You’ll Get A Print Binder of Materials, A Complete Set of MP3 Recordings and PowerPoint Presentations From the Ultimate Event!

If you simply attend the Ultimate Event, this would be an invaluable resource... but you’ll get even more.

To ensure you retain every single golden-nugget of information you pick up at the Ultimate Event, you’ll get an MP3 recording of every single presentation and workshop.

You will also receive the PowerPoint Presentations to accompany each recording you receive.

This way, you’ll be able to listen to the recording while looking at the main points of the presentation on your computer screen – enabling you to digest the information quickly.

If you’re specifically interested in living or investing in Panama, here's what I propose you do: Come see it with us - up close and personal - as part of a small group of like-minded readers who also want to get to know Panama. The optional Panama Real Estate Tours portion of the Ultimate Event will take place on October 22-24 - and numbers are strictly limited. We're keeping the group small so you can move around quickly and see everything you need to see in short order. See the country… explore the capital city… meet our top contacts… walk the beaches… inspect the condos… speak with the key developers… review plans… ask the tough questions one-on-one… … and find out if Panama might just be the offshore destination you've been seeking. I caution you: These tours are for serious real estate hunters. Not that there won't be time for a little fun, but make no mistake – you’ll be on the job. On the Panama Real Estate Tour, you’ll set off for viewings of many of the best developments and current real estate opportunities in Panama’s capital – Panama City, along the nearby beaches, or both. With you every step of the way to help guide you through your thinking will be the International Living Panama Office Team. They’ve visited every development project on the itinerary – and they know Panama well. Optional Tour 1: Sunday, October 22 - Optional City Real Estate Tour: Viewing developments in the city. Cost: $40 per person (Includes: transport and lunch). Optional Tour 2: Monday & Tuesday October 23-24 - Optional Beach Tour: Viewing developments and resale properties, staying overnight at the Playa Blanca resort. Cost: $175 (single) or $125 per person (sharing). (Includes: overnight accommodation, transport, 2 lunches, breakfast, dinner and cocktails at the Playa Blanca Resort). IMPORTANT: If you will be joining us on the beach tour you may wish to check-out of the Intercontinental Playa Bonita on October 23 (and check back in on October 24 if needed) as your accommodation will be included at the Playa Blanca on the night of October 23. Numbers are strictly limited for these tours. If you want to guarantee your space please contact us in advance. By phone: 1-877-291-0246 or 1-866-381-8446 (toll free in the USA/Canada) or +1- 410 223 2688 Email: events@internationalliving.com. Remember - every Ultimate Event attendee will be given free membership in Club Panama. Launched in February, Club Panama is your pass for savings, discounts, and special perks throughout this country on everything from hotel stays to car rentals…from retail shopping to spa treatments…from restaurant dining to - get this - the purchase of real estate. That's right. As a Club Panama member, you'll save 1.5% off the purchase of any piece of real estate purchase from a participating developer. No restrictions, no fine print, no limit. That means that if you buy a $100,000 property, you’ll save $1,500. Those savings alone would offset the cost of attending the Ultimate Event – with a few hundred dollars to spare! This could be your chance to get a foothold in this enticing market at a significant savings, thanks to your complimentary Club Panama membership. Register for International Living’s Ultimate Event now.

Or, if you’re not in front of your computer, you can still listen to the recordings from your own living room, bedroom, car, or anywhere else you can listen to an MP3 recording. (Great news for iPod owners!)

And if you like, you can repeat each presentation as many times as you wish… including any presentations or workshop you might miss…

• You won’t be “on your own” when you get back home.
• You’ll be “taking us with you.”
• You won’t have to take copious notes – since you can listen to the recordings over and over again – along with the PowerPoint presentations – and refresh your memory of what you learned at the Ultimate Event at any point in the future.

Sign on before August 18, 2006, and save $100 or more!

When you take advantage of our “Early-Bird Discount” and sign on before August 18, 2006, you’ll save a full $100 - and pay just $1,195 to attend.

And you may be eligible for additional discounts as well…

If you're a Lifetime or Roundtable Member of International Living, a reader of Panama Insider, or a subscriber to the print edition of International Living, you can save as much as an additional $300 off your registration fee, whenever you sign on. (You'll find discount details below.)

What's more, your spouse or guest is welcome to attend for a discounted $795. And when you both sign up before August 18, 2006, you pay just $1,195 and your spouse or guest pays just $695.

If you’re a Roundtable or Lifetime Member, then you’ve got an extra reason to be excited about the Ultimate Event. Why? We’re holding an exclusive VIP event for you at the beautifully-restored Panama Canal Museum. The Panama Canal Museum, across the street from our IL offices in Casco Viejo, Panama. This is where we'll hold our private VIP reception for Roundtable and Lifetime members in attendance at the event. Situated in Panama City’s charming colonial neighborhood of Casco Viejo, the Panama Canal Museum’s mission is to preserve the American Era of the Panama Canal (1904-1999) At this VIP event, you’ll get to enjoy some cocktails… explore our beautifully-restored colonial offices… check out the charming neighborhood of Casco Viejo… and learn of a special, members-only deal that we’ve put together - just for you. Hildegard Vasquez - an architect that specializes in historical restoration projects and a major contributor to the recent upsurge of real estate investments in Casco Viejo restoration projects, will also be in attendance at this VIP event. Feel free to ask her any question you may have about the restoration process - and gain some valuable ideas on how you can restore historic colonial buildings for personal use or for making substantial profits. Register for International Living’s Ultimate Event now.

Make 2006 the Year You Return to A Simple, Carefree Life…

This October, over four power-packed days, you'll get all the information you need to deliver the freedom you deserve and the income you need to create an extraordinary lifestyle.

Make 2006 the year you launch a whole new life.

We'd like to help you get started this October in Panama. I encourage you to reserve your place today.

Call our International Living Events Team: toll-free +1-866-381-8446 or 1-877-291-0246 or direct +1-410-223-2688, e-mail: events@internationalliving.com, or click below now to reserve your place.

Sincerely,

Kathleen Peddicord

P.S. You'll leave the Ultimate Event – the biggest event in International Living’s 26-year history – with new friends, new contacts from all over the world, new memories, and a new, complete, step-by-step game-plan that will help you find your dream home… retire in Paradise for pennies on the dollar… reinvent yourself overseas… and protect your assets while profiting from your passion… and countless new ideas on how to vastly improve the quality of your lifestyle… all while spending time at the gorgeous Playa Bonita Resort & Spa. And – get this - you may be able write off the fee for the Ultimate Event as a tax-deductible expense, check with your tax attorney to be sure.

Pricing and What’s Included

IL's Ultimate Event
October 18-21, 2006 in Panama City, Panama

PRICE: $1,295 per person

EARLY BIRD DISCOUNT: SAVE $100 when you sign up before August 18, 2006. You pay just $1,195.

SPECIAL SPOUSE OR GUEST DISCOUNT: Your spouse or guest is welcome to attend for a discounted $795. When you both sign up before August 18, 2006, you each save $100, which means you pay just $1,195 and your spouse or guest pays just $695.

ADDITIONAL MEMBERSHIP DISCOUNTS: The following members and subscribers will receive additional discounts - whenever they register:

Please note: We invite you to take advantage of the greatest membership discount for which you are eligible, based on your membership status. These membership discounts are good no matter when you sign on. But only one membership discount applies. And it can be applied to only one member of your party. In other words, your spouse or guest is not eligible for a membership discount. Also, only one membership discount can be combined with the Early Bird discount.

The registration fee for the Ultimate Event includes:

• All the hands-on seminar sessions with our panel of experts
• Detailed handouts and course materials from the speakers
• Daily coffee breaks
• 1 sponsored lunch
• 2 cocktail parties
• 8 special bonuses
• VIP membership in the Panama Club (a $149 value)…

Registration:

You have two registration options to receive your name badge and welcome materials:

Tuesday, October 17 from 5 p.m. - 6 p.m.

– or –

Wednesday, October 18 from 7 a.m. - 8 a.m.

The first General session will begin on Wednesday morning, October 18, 2006, at 8:a.m and run through to 6 p.m. We’ll conclude the day with our welcome cocktail reception. 

On Thursday, Friday and Saturday we will start sessions at approximately 8 a.m, concluding around 6 p.m. each day.  We will finish with a closing cocktail reception at the resort on Saturday evening, October 21.

Note: You will be e-mailed a detailed schedule with complete speaker times and topics approximately one week prior to the conference. A printed version of the schedule will also be included in the welcome pack you receive at registration.

*Schedule is subject to change.

Optional Post Conference Real Estate Tours*

If you have a serious interest in Panama we strongly recommend that you stay on at least three (3) days after the conference to see some more of this beautiful country.

We will be offering optional real estate tours - exploring the city and beach areas immediately after the seminar. The staff of International Living’s Panama office will be taking participants on a dedicated, real estate-only tour of some of the best projects and developments in Panama.

Sunday, October 22: Optional City Tour
You will spend the day viewing major developments in the city.
Cost: $40 including lunch, beverages, transport and guides.

Monday & Tuesday, October 23 & 24: Optional Beach Tour
Over two days you will view resale properties and developments.
Cost: $175 (single) or $125 per person (sharing). (Includes: overnight accommodation, transport, 2 lunches, breakfast, dinner and cocktails at the Playa Blanca Resort).

Please note: Space on these tours are limited and will only be available to Conference Attendees. If you would like to pre-register for them to avoid missing out please contact events@internationalliving.com

Hotel Information

Kobbe Beach, Punta Bruja Panama City,  Panama Reservations: 1-800-381-9552 Hotel Front Desk: +507-211-8600 Hotel Fax: +507-316-1463 Check-In: 3:00PM Check-Out: 11:00AM

Hotel Reservations

Contact the InterContinental Playa Bonita Resort today to reserve your accommodations. Please book early to guarantee accommodation.

IMPORTANT: To make your reservations by phone, please call and ask for the special rate for the International Living Conference (group code - INL).

Telephone: 1-800-381-9552 (US Toll free)

To Reserve Online:  http://www.ichotelsgroup.com/h/d/ic/1/en/cwshome/DPRD-6Q4HVQ/PCYHB

Discounted Rate

As a conference attendee, you can take advantage of a discounted room rate of $140 a night, (single) or $150 double occupancy.  We have negotiated with the hotel to allow our attendees to take advantage the discounted rate 5 days before and 5 days after the event to accommodate your needs.

The rate includes full buffet breakfast daily, welcome cocktail drink and complimentary use of the fitness center.

Getting there and around

The Playa Bonita Resort is less than 20 miles from Tocumen International Airport (Airport code: PTY), and 20 minutes from the heart of the city’s financial and business districts and near many main tourist attractions.

Air Travel and Travel Insurance

For all your travel needs (including flight assistance and insurance), please contact your travel agency of choice. You may also want to consider one of the many companies that specialize in online reservations and travel assistance, like: www.orbitz.com, www.travelocity.com, www.expedia.com, www.qixo.com, www.mobissimo.com, www.farechase.com, or www.kayak.com.  

We also suggest you sign up for free e-mail alerts from your preferred airlines, via their websites. In addition, numerous websites -- including www.travelzoo.com, for example -- offer free e-mail alerts highlighting regular specials for a wide range of airlines. Many of these websites offer tips for getting the best flights, such as being flexible with travel dates and airports if possible.

To protect your travel investment, we strongly recommend that you purchase travel insurance.  Travel insurance protects you from all the unexpected events that can disrupt or cancel your travel plans.  

Ground Transfers & VIP Airport Service

Regular airport taxi transfer is available from curbside once you leave the arrival area, but we suggest you contact our IL Local Office in Panama in advance for assistance with transfers. The fare from the airport to the Playa Bonita is USD 35 for 1-2 pax and USD 10 for each additional person. Please note, you will need to pay for this transfer in cash (in US dollars) and provide your travel details at least 48 hours in advance.

Note: You will need to arrange this transfer at least 48 hours prior to your departure from your point of origin.

VIP airport service - including express immigration - is also available through the Panama office. For more information or to schedule a transfer contact:

E-mail: panama@internationalliving.com.

GENERAL INFORMATION

Time Zone: Panama is currently on Central Time which is 6 hours behind GMT. In October Panama will be on EST – 5 hours behind GMT.

Electricity:  110/120 volts, the same as US voltage and electrical outlets.

Currency: The US dollar.

Financial Issues: Major hotels and restaurants accept credit cards, which you can use to pay for any incidental expenses, you may incur. You will want to have cash if you eat at some smaller restaurants and for taxis. Traveler's Checks are not accepted in most places.  You will need to cash them at a bank—which will charge you a fee.

Customs & Immigration: First of all, bring your PASSPORT!  And be sure you have at least 6 months until it expires. You will need a tourist card, which costs US$5, is purchased before you get on the plane by the airline company or when you arrive to Panama in the airport. 

Clothing: Although this is a tropical region you might want to bring a sweater because many restaurants and other places are often very cold from the air conditioning.

Seminar Attire: We suggest business casual. The meeting rooms tend to be kept cold so shorts are not recommended.

Other: As this is a tropical region bring sunscreen and bug repellant.

Cancellation Policy: Cancellations received on or before September 18, 2006, will receive a full refund, less a $150 penalty per person.  From September 19, 2006 through September 29, 2006 a refund less a $350 penalty per person will be given.  After September 29, 2006, the conference fee is non-refundable.  If you are unable to attend, please call, fax, or e-mail our offices immediately to avoid any unnecessary charges. In most cases we will be able to hold your payment for you to apply